AR Credit Analyst

AR Credit AnalystA leading equipment rental and construction services company is seeking an experienced AR Credit Analyst to join its team in Phoenix, Arizona. This role will be responsible for evaluating customer creditworthiness, managing credit risk, supporting new account setup and approval processes, and partnering with internal stakeholders to maintain a healthy accounts receivable portfolio.The ideal candidate will have a strong background in construction industry credit analysis, B2B collections, and accounts receivable management in a high-volume environment.Key ResponsibilitiesAnalyze financial statements, income reports, cash flow, and other financial data to evaluate customer creditworthiness.Review and process new account applications while establishing appropriate credit limits.Calculate and interpret financial ratios and key risk indicators to assess customer financial health.Make recommendations regarding credit approvals, credit limit changes, and account risk management.Monitor customer accounts and address credit-related issues, escalations, and collection activities.Prepare reports summarizing financial risk, account performance, and credit decisions.Collaborate with internal departments to resolve billing, payment, and credit concerns.Ensure compliance with company credit policies and procedures.Support internal and external audit activities as needed.Maintain accurate customer records across multiple ERP systems.Communicate directly with customers to verify financial information and resolve account discrepancies.Required Qualifications3+ years of Credit Analyst experience.2+ years of construction industry credit experience in a B2B environment.Experience managing high-volume portfolios and processing large volumes of credit applications.Experience with B2B collections and accounts receivable processes.Proficiency in Microsoft Excel.Experience navigating and working within multiple ERP systems simultaneously.Strong analytical, problem-solving, and decision-making skills.Excellent communication and customer service abilities.Preferred QualificationsExperience using Dun & Bradstreet (D&B) or similar credit reporting platforms.Experience activating and reviewing new customer accounts.Knowledge of credit risk management and escalation processes.Background in equipment rental, construction, manufacturing, or related industries.SkillsCredit AnalysisAccounts ReceivableCredit & CollectionsCredit Risk ManagementFinancial Statement AnalysisReconciliationCash ApplicationNew Account SetupCustomer Account ManagementERP SystemsMicrosoft ExcelWhy Apply?Opportunity to work with an established industry leader.Gain experience in a dynamic, fast-paced credit environment.Open-ended contract opportunity with potential for extension.Competitive compensation and benefits eligibility.Benefits (Eligibility Requirements Apply)Medical, Dental & Vision Insurance401(k) Retirement PlanLife InsuranceShort-Term and Long-Term DisabilityHealth Savings Account (HSA)Transportation BenefitsEmployee Assistance Program (EAP)Paid Time Off and Sick LeaveThis is a Contract position based out of Phoenix, AZ.The pay range for this position is $25.00 - $29.00/hr.Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors.Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)This is a fully onsite position in Phoenix,AZ.This position is anticipated to close on Sep 3, 2026.