Credit Analyst
CB&S Bank
Credit Analyst
Responsible for spreading and analyzing financial statements of commercial customers which include calling lenders to collect additional financial information.
Analyst (85%)
- Prepares credit memos
- Works with Loan Review
- Spreads financial information for relationships over $500,000 on a regular basis
- Consults customers, accountants and other contacts regarding credit.
- Prepares documentation for Officer's Loan Committee and Director's Loan Committee.
- Prepares Credit Risk Rating and Global debt coverage's for lenders.
Compliance (15%)
- Complies with Regulators.
- Continually educates on regulatory issues, including various seminars and schools.
- Learns existing state federal regulatory.
- Reviews loans for compliance with regulators including real estate, retail and commercial.
Maintains accurate department records and any other duties assigned by supervisor.
Job qualifications of Credit Analyst
- Bachelor's degree from an accredited college with a concentration in accounting/finance preferred.
- Significant banking and lending experience may substitute for education requirement.
- No less than one year experience in a commercial lending department or credit-related department of a commercial bank or other commercial lender, or four years retail banking and consumer lending experience.
- A demonstrated ability to interact with customers, listen effectively, and to communicate complex issues both orally and in writing.
Vacancy posted 1 day ago
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