Underwriter

Underwriter for Cyber – Wholesale TeamAXA XL provides cyber insurance and technology professional liability on an open brokerage basis to start-up firms all the way up to the Fortune 500. This class has been identified by AXA XL as an exciting growth area with excellent prospects for the successful underwriter to grow their profile and advance their career.As digital threats grow more sophisticated, malicious, and hard to detect, our focus on innovation in providing tailored solutions to complex risks AXA XL has earned the reputation as a market leader. An increased dependence on technology brings increased vulnerabilities. Data breaches threaten the security of financial, customer, employee and other proprietary data, and, at any time, a cyber-attack can disrupt a company's operations.We have an exciting opportunity for an Underwriter to join our Cyber – Wholesale underwriting team in a rapidly growing and dynamic segment. This role offers a unique opportunity to leverage your underwriting expertise and broker relationship skills to manage and grow a specialized wholesale cyber portfolio.What You'll Be DoingWhat will your essential responsibilities include?Portfolio Management & Growth:Manage a diverse wholesale cyber insurance book, focusing on both renewal and new business opportunities.Develop and execute strategic plans to expand the wholesale cyber portfolio in alignment with AXA XL's overall business objectives.Analyze market trends, emerging cyber risks, and client needs to identify new product opportunities and distribution channels.Broker & Distribution Channel Engagement:Build and maintain outstanding, productive relationships with wholesale brokers, agents, and distribution partners.Serve as a trusted advisor to brokers, providing expert underwriting guidance and risk insights.Conduct broker meetings, presentations, and negotiations to facilitate business development and portfolio growth.Educate brokers and clients on evolving cyber risks, coverage options, and best practices to foster a deeper understanding of cyber insurance solutions.Underwriting & Risk Evaluation:Exercise self-supported judgment and technical expertise to evaluate complex cyber risks, ensuring profitable underwriting outcomes.Review and analyze submission materials, risk data, and external information sources to assess risk quality.Set appropriate terms, conditions, and pricing strategies for wholesale cyber accounts, balancing risk appetite and market dynamics.Collaborate with actuaries, claims teams, and other stakeholders to refine risk selection and pricing models.Cross-Functional Collaboration:Work closely with underwriting, actuarial, claims, legal, and product teams to develop innovative solutions and improve underwriting practices.Participate in industry conferences, client seminars, and internal knowledge-sharing initiatives to stay current on cyber risk trends and regulatory requirements.Compliance & Best Practices:Ensure all underwriting activities adhere to internal guidelines and external legal and regulatory standards.Maintain thorough documentation of risk assessments and underwriting decisions.You will report to the Underwriting Manager for the Cyber and Technology Group.What You Will BringWe're looking for someone who has these abilities and skills:Required Skills and Abilities:A bachelor's degree or equivalent.Robust understanding of cyber and technology risks, data security, privacy, and related legal/regulatory frameworks.Demonstrated success in managing broker relationships and driving business growth through distribution channels.The ability to travel a minimum of 15% of the time is anticipated.Desired Skills and Abilities:Exceptional organizational and time management skills with the ability to perform accurate mathematical calculations.Excellent collaborative skills in a fast-paced team-centric environment.Outstanding interpersonal, presentation, written and verbal communication skills.The ability to demonstrate critical thinking, decision making, and problem-solving skills.Who We AreAXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don't just provide re/insurance, we reinvent it.How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business ? property, casualty, professional, financial lines and specialty.With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.Learn more at axaxl.com.What We OfferInclusionAXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That's why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It's about helping one another — and our business — to move forward and succeed.Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.Robust support for Flexible Working ArrangementsEnhanced family-friendly leave benefitsNamed to the Diversity Best Practices IndexSignatory to the UK Women in Finance CharterLearn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer.Total RewardsAXA XL's Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides enterprising compensation and personalized, inclusive benefits that evolve as you do.We're committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.SustainabilityAt AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called "Roots of resilience", focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.Our Pillars:Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We're committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We're training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL's "Hearts in Action" programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.For more information, please see Sustainability at AXA XL.Applicants for this role must be legally authorized to work in the United States without sponsorship