(java)Payments Operations Specialist

Java Payments Operations Specialist

Location: Tampa, FL

Work Model: 5 Days Onsite (Full Onsite Role)

$30 Hr on c2c 25$ hr on W2

2 to 3 years profiles visa opt

Key Responsibilities:

• Process and monitor daily ACH transactions including debits, credits, returns, and exceptions.
• Execute daily payment operations across Wires, ACH, H2H, and API-based payment flows.
• Support client onboarding, client refresh activities, and payment file configuration.
• Perform operational readiness checks and assist with implementations for payment-related updates.
• Troubleshoot payment issues and coordinate with internal teams to resolve discrepancies quickly.
• Ensure all payment activities comply with NACHA rules, regulatory guidelines, and internal controls.
• Handle exceptions, manage queues, and escalate operational issues as needed.
• Prepare reconciliations, reports, and documentation for audits and internal reviews.
• Collaborate closely with operations, product, technology, and onboarding teams to improve processes.
• Communicate effectively with internal stakeholders and client-facing teams regarding payment inquiries.

Required Qualifications:

• 3+ years of experience in payment operations, treasury operations, or banking operations.
• Hands-on experience with ACH, Wires, and payment processing platforms.
• Strong understanding of NACHA rules and payment exception workflows.
• Excellent communication and client-facing skills.
• Ability to manage multiple priorities and meet deadlines with high accuracy.
• Knowledge of API and H2H payment workflows is a strong plus.