Mortgage Loan Originator

*D.R. Horton, Inc., the largest homebuilder in the U.S.,*was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high-quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at more information.

**D.R. Horton, Inc.* is currently looking for a Mortgage Loan Originator *. The right candidate will oversee business development, the origination of loans, and relationship management with customers and clients.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

• Provide guidance and support to Junior MLOs as assigned by Branch Sales Manager and Branch Manager

• Interview mortgage applicants to understand their goals and educate them on their available financing options

• Answer questions and provide updates to buyers and individuals involved in the loan process by providing a high level of accessibility

• Review reports and notes within the origination software and customer relationship management systems

• Collaborate with Operations to facilitate efficient loan processes

• Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations

• Monitor new leads daily and contact them to market the company’s products and services accurately and effectively to potential business sources

• Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved

• Ensure all documentation provided by the borrower is accurate, and address any discrepancies

• Make presentations on loan products in sales meetings and with Sales staff in builder communities

• Develop sales leads for mortgages in builder communities and real estate offices

• Provide weekend coverage in builder communities and grand opening functions

• Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary

• Provide input to management, and attend production/staff meetings

• Infrequently, assist in resolving post-closing/funding problems

• Attend loan closings when possible

• Conduct all business in a professional and ethical manner

• Ability to work overtime

Education and/or Experience

• Bachelor’s degree from four-year college or university

• One to two years of related experience and/or training

• Must have a vehicle and a valid driver’s license

• Licensed Mortgage Loan Originator as required by state

• Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)

• Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications

• Proficiency with MS Office and email

• Ability to sit for majority of 8-hour workday; use hands to handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision

• The noise level is generally moderate

Preferred Qualifications

• Strong written and oral communication skills

• Ability to accurately and efficiently process and record a large volume of data

• Ability to act as a team player and be willing to accept constructive criticism

• Bilingual preferred

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

• Medical, Dental and Vision
• 401(K)
• Employee Stock Purchase Plan
• Flex Spending Accounts
• Life & Disability Insurance
• Vacation, Sick, Personal Time and Company Holidays
• Multiple Voluntary and Company provided Benefits

/ Build YOUR future with D.R. Horton, America’s Builder. /**/#WeBuildPeopleToo*/*

Job: * Financial Services

Organization: * Mortgage

Title: Mortgage Loan Originator

Location: Mississippi-Biloxi

Requisition ID: 2605492