Mortgage Loan Officer

Mortgage Loan Officer – Full Time | Onsite

Location: Northern New Jersey

Compensation: $25.00 - $35.00

Schedule: Interim; Temporary; 100% on-site

Overview

A well-established financial institution is seeking a Mortgage Loan Officer to support its residential lending team. This role is responsible for managing the end-to-end processing of mortgage and home equity loan applications, ensuring accuracy, compliance, and timely completion.

Key Responsibilities

• Perform initial file review and request any missing or additional
• Documentation
• Order and track credit reports, flood certifications, appraisals, and supporting loan documentation
• Coordinate with third parties including appraisers, credit bureaus, employers, and financial institutions
• Maintain consistent follow-up to ensure timely receipt of all required documentation
• Assist borrowers throughout the process, explaining requirements and ensuring accurate completion of forms
• Review credit documentation for accuracy, authenticity, and compliance with lending guidelines
• Verify borrower income, assets, liabilities, and creditworthiness
• Conduct preliminary appraisal reviews to determine loan-to-value ratios
• Prepare and deliver initial disclosures in accordance with TRID regulations
• Order Private Mortgage Insurance (PMI) when applicable
• Assemble complete loan packages and prepare documentation (1003/1008) for underwriting submission
• Ensure all files meet internal procedures and regulatory requirements
• Support additional lending and operational functions as needed

Qualifications

• High School Diploma or equivalent required
• Minimum 2+ years of mortgage processing experience
• Strong knowledge of FNMA/FHLMC guidelines and regulatory requirements
• Experience with mortgage origination systems preferred
• Proficiency in Microsoft Word and Excel
• Excellent organizational, time management, and communication skills
• Strong customer service mindset and ability to work collaboratively
• High level of attention to detail and accuracy

How to Apply?

Please email your resume to: ***email_hidden*** for immediate consideration.

Benefits

Benefit offerings include medical, dental, vision, life insurance, short-term disability, additional voluntary benefits, EAP program, commuter benefits, and 401K plan. Our program provides employees the flexibility to choose the type of coverage that meets their individual needs. Available paid leave may include Paid Sick Leave, where required by

law; any other paid leave required by Federal, State, or local law; and Holiday pay upon meeting eligibility criteria.

Equal Opportunity Employer/Veterans/Disabled

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The Company will consider qualified applicants with arrest and conviction records in accordance with federal, state, and local laws and/or security clearance requirements.