Principal Software Engineer

Principal Software Engineer

If you are looking for a game-changing career, working for one of the world's leading financial institutions, you've come to the right place.

As a Principal Software Engineer at JPMorganChase within the Consumer and Community Banking, Core Engineering Solutions, you provide expertise and engineering excellence as an integral part of an agile team to enhance, build frameworks, and deliver trusted market-leading technology products in a secure, stable, and scalable way. Leverage your advanced technical capabilities and collaborate with colleagues across the organization to drive best-in-class outcomes across various technologies to support one or more of the firm's portfolios.

Job Responsibilities

• Design, develop, and maintain complex, scalable, and reusable Java frameworks using Spring Boot, ensuring they meet industry standards for reliability, efficiency, and performance.
• Lead the creation and adoption of coding patterns and best practices across the organization's development community, driving standardization and consistency.
• Architect and implement robust, secure, and high-performance frameworks for both cloud and on-premises environments, leveraging cloud-native services (e.g., AWS).
• Architects and governs agentic AI-enabled engineering workflows (using enterprise-authorized tools within the work environment) to improve delivery speed, code quality, and operational outcomes at scale (e.g., AI-driven PR review assistance, test generation/maintenance, release readiness checks, incident triage and root-cause acceleration), while defining guardrails for validation, security, resiliency, and reuse across teams.
• Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation at scale.
• Collaborate with cross-functional teams to define integration strategies and technical solutions aligned with business goals.
• Provide technical thought leadership, staying abreast of industry trends, emerging technologies, and best practices to guide the team and organization.
• Identify existing drawbacks, gaps, and inefficiencies in frameworks, processes, and practices; proactively recommend and implement improvements.
• Serve as a subject matter expert and advisor on technological matters, influencing technical decisions and strategy across business, product, and technology teams.
• Ensure frameworks and solutions are enterprise-grade, with strong security, monitoring, documentation, and operational stability.
• Lead proof-of-concept (POC) initiatives to evaluate new technologies and methodologies for potential adoption.
• Identify opportunities to automate remediation of recurring issues, improving overall operational stability.
• Drive innovation by exploring and integrating cutting-edge technologies (e.g., cloud, streaming) into frameworks and products. Mentor and guide engineering teams, fostering a culture of continuous learning, technical excellence, and talent development.

Required qualifications, capabilities and skills

• Deep expertise in Java (Core Java & EE), Spring Boot, and related Spring frameworks (Spring MVC, Spring Cloud, Spring GraphQL, Spring Security, Spring AI).
• Proven experience building performant, scalable, and reliable microservices and frameworks for both cloud (AWS) and on-premises deployments.
• Advanced knowledge of API design, development, and security, with hands-on experience in enterprise-grade API solutions.
• Proficiency in Relational database skills, including SQL, data modeling, and experience with high availability database architectures.
• Advanced knowledge and hands-on experience with streaming technologies (Kafka, RabbitMQ, etc.) and strong experience with CI/CD pipelines, cloud-native development (AWS Lambda, ECS, S3, Aurora, API Gateway), and DevOps practices.
• Experience with unit and integration testing frameworks (JUnit, mocking frameworks, test-driven development).
• Demonstrated ability to think strategically, develop and execute technical strategies, and drive organizational objectives. Ability to communicate effectively and present technical concepts to senior leaders and executives.
• Proven track record of technical thought leadership, including identifying and addressing technical and process gaps, and elevating team capabilities using excellent analytical, problem-solving, and decision-making skills.
• Demonstrated experience designing and leading adoption of agentic AI-enabled development practices (using enterprise-authorized tools within the work environment) across teams, including setting standards for human-in-the-loop validation, auditability/traceability of changes, and secure handling of sensitive data.
• Strong understanding of responsible AI use and control expectations in engineering workflows, including security/resiliency implications, data sensitivity, and risk-based governance; ability to influence senior technical leaders on safe scaling patterns and reuse.
• Demonstrated technical thought leadership in AI, guiding teams on best practices for AI integration, staying abreast of emerging trends, and driving the adoption of innovative technologies. Experience and exposure to AI Engineering, Retrieval-Augmented Generation (RAG), Applied AI, and integrating AI solutions into enterprise frameworks.
• Experience with Agile development processes (SCRUM/KANBAN) and tools (JIRA, GitHub/Bitbucket, Jenkins, Maven/Artifactory).
• Formal training or certification in software engineering concepts, with 12+ years of applied experience in system design, application development, testing, and operational stability.

About Us

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About the Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.