Leveraged Finance Credit Underwriting - Officer

Leveraged Finance Credit Underwriting - Officer Job Req Id: 25887115 Location(s): Mumbai, Maharashtra, India Job Type: On-Site/Resident Posted: Jul. 14, 2025 Job Overview The Global Leveraged Finance Underwriting Credit Team (“LFU”) within Institutional Credit Management (“ICM”) is seeking a Senior Analyst to join its Analytics team. The Senior Analyst will deliver best‑in‑class credit risk analysis, monitoring, and credit administration as a partner to broader ICM Underwriting and Banking, Capital Markets and Advisory’s shared commitment to ensuring the safety and soundness of wholesale lending across ICG. The role supports the creation of a best‑in‑class Leveraged Lending Underwriting organization, enhancing Citi’s end‑to‑end Leveraged Lending credit management process. The Senior Analyst will write Annual Reviews and Quarterly Reviews and support LFU Underwriters on transactions. Analyst Role and Responsibilities Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis using quantitative and qualitative factors. Monitor the covered portfolio, following industry trends, impacts to key relationships, and escalating potential credit issues to LFU Underwriters, Risk, and BCMA partners. Evaluate and gain a strong understanding of clients’ business models, financial performance, and key credit drivers across various industries through due diligence as part of transactions and ongoing credit monitoring responsibilities. Assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decisions on the extension of credit to highly levered obligors. Provide analytical support across LFU’s core functions: Leveraged Lending transaction origination and credit approval; portfolio management and early problem recognition; global leveraged lending related projects and strategic initiatives. Qualifications 4‑7 years of credit analysis, origination, or relevant credit experience. Well‑developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile) and the ability to form independent opinions on credit and recognize emerging risks. Team player with a strong work ethic who also works well with others at all levels. Strong organizational skills with the ability and willingness to work under pressure and manage time and priorities effectively. Advanced knowledge of Microsoft Word, Excel, and PowerPoint. Three‑statement financial modeling experience. Ability to take on demanding responsibilities and work independently while juggling multiple tasks and managing deadlines. Awareness and adherence to the control environment including Quality Assurance and Quality Control. Education MBA, CFA, or CA. EEO Statement Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please contact us for assistance. You can also view Citi’s EEO Policy Statement and the Know Your Rights poster for more information. #J-18808-Ljbffr Citi