Staff Software Engineer - Paze

At Early Warning, we’ve powered and protected the U.S. financial system for over thirty years with cutting‑edge solutions like Zelle®, Paze℠, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses. Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment. Candidates responding to this posting must independently possess the eligibility to work in the United States for any employer at the date of hire. This position is ineligible for employment Visa sponsorship. Overall Purpose At Paze, we’re building a next‑generation digital wallet from the ground up — not iterating on legacy systems, but rethinking how payments should work across banks, merchants, and consumers. This is a rare opportunity to operate in a startup‑like environment backed by major financial institutions, where decisions you make directly shape the product, the platform, and how we scale. We’re tackling hard problems across consumer experiences, fraud, and merchant integrations — building an ecosystem that is truly seamless and highly secure. We’re competing with some of the most established players in the digital payments space — which means the bar is high and the opportunity to innovate is real. If you’re excited about building foundational systems, moving fast, and having outsized impact on a product that’s still being defined, this is the kind of role where you can truly make a mark. This position is an important role in the development, test, and deployment of complex solutions. Essential Functions Build technical strategy for broad or complex requirements with insightful and forward‑looking approaches that go beyond the direct team and solve large open‑ended problems. Participate in the strategic development of methods, techniques, and evaluation criteria for projects and programs. Drive all aspects of technical architecture, design, prototyping and implementation in support of both product needs as well as overall technology strategy. Provide leadership and technical expertise in support of building a technical plan and backlog of stories, and then follow through on execution of design and build process through to production delivery. Guide a broad functional area and lead efforts through the functional team members along with the team’s overall planning. Represent engineering in cross‑functional team sessions and be able to present sound and thoughtful arguments to persuade others. Adapt to the situation and draw from a range of strategies to influence people in a way that results in agreement or behavior change. Collaborate and partner with product managers, designers, and other engineering groups to conceptualize and build new features and create product descriptions. Actively own features or systems and define their long‑term health, while also improving the health of surrounding systems. Assist support and operations teams in identifying and quickly resolving production issues. Develop and implement tests for ensuring the quality, performance, and scalability of our application. Actively seek out ways to improve engineering standards, tooling, and processes. Support the company’s commitment to risk management and protecting the integrity and confidentiality of systems and data. Minimum Qualifications Education and/or experience typically obtained through a Bachelor’s degree in computer science or related technical field. Eight or more years of relevant related experience. Seven or more years of experience in the development of distributed systems, SaaS, cloud solutions, micro‑services. Hands‑on Docker experience. Six or more years of work experience with Java/Spring/SpringBoot. Proficiency in Maven/Gradle. Demonstrated experience in delivering business‑critical systems to the market. Ability to influence and work in a collaborative team environment. Experience designing/developing scalable systems. Experience with event‑driven architecture and messaging frameworks (Pub/Sub, Kafka, RabbitMQ, etc). Working experience with cloud infrastructure (Google Cloud Platform, AWS, Azure, etc). Knowledge of mature engineering practices (CI/CD, testing, secure coding, etc). Knowledge of Software Development Lifecycle (SDLC) best practices, software development methodologies (Agile, Scrum, LEAN, etc) and DevOps practices. Background and drug screen. Preferred Qualifications MS or PhD. JavaScript and scripting frameworks experience (JQuery, AngularJS). Monitoring and Alerting systems experience (AppDynamics). Computer language experience (C#, Ruby, Python, and PHP). Knowledge of ACH/EFT. Knowledge of real‑time payment networks (RTP, FedNow). FinTech experience. Kubernetes experience. AWS, Azure (and/or other cloud‑based) certification(s) strongly preferred. Physical Requirements Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers. Employee must be able to perform essential functions and physical requirements of the position with or without reasonable accommodation. Pay Phoenix, AZ / Chicago, IL: $124,000 - $165,000 per year. San Francisco, CA: $149,000 - $198,000 per year. Additionally, candidates are eligible for a discretionary incentive plan and benefits. The pay scale is subject to change and is not a promise of any specific pay. Benefits Healthcare Coverage – Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre‑tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses. 401(k) Retirement Plan – Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility. Paid Time Off – Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non‑Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day. 12 weeks of Paid Parental Leave. Maven Family Planning – provides support through your parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work. Equal Employment Opportunity Early Warning Services, LLC (“Early Warning”) considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees. #J-18808-Ljbffr Early Warning Services