Senior Healthcare Underwriter

Senior Healthcare UnderwriterJoin a specialized insurance underwriting team focused on delivering tailored professional liability solutions to healthcare organizations. In this senior-level role, you will evaluate and underwrite risks across senior living, home health, hospice, and adult day care sectors. You will apply your expertise in healthcare professional liability to assess complex exposures, make sound underwriting decisions, and develop a profitable portfolio of business. Working closely with established broker partners, including wholesale brokers, you will build strong professional relationships and identify opportunities for sustainable growth. You will benefit from an entrepreneurial environment that encourages independent thinking, disciplined risk assessment, and ownership of business outcomes. With access to extensive technical resources and underwriting expertise, you will have the support needed to make informed decisions and deliver competitive insurance solutions. This remote opportunity is ideal for an experienced underwriter who combines technical knowledge, commercial awareness, and relationship-building skills to drive success in a specialized insurance market.AccountabilitiesEvaluate and underwrite healthcare professional liability risks across senior living facilities, home health providers, hospice organizations, and adult day care businesses.Analyze applications, loss histories, risk exposures, and relevant underwriting information to determine eligibility, coverage terms, pricing, and appropriate risk classifications.Make informed underwriting decisions that balance portfolio profitability, risk appetite, market competitiveness, and long-term business objectives.Develop, manage, and grow a profitable book of healthcare professional liability business while maintaining disciplined underwriting standards.Build and maintain strong relationships with retail and wholesale brokers, serving as a knowledgeable and responsive underwriting partner.Review submissions, assess complex risk scenarios, and communicate underwriting decisions, requirements, and recommendations clearly to brokers and other stakeholders.Identify new business opportunities within the healthcare insurance market and contribute to sustainable portfolio growth.Apply industry knowledge and underwriting expertise to identify emerging trends, changing risk exposures, and opportunities to improve underwriting strategies.Collaborate with internal colleagues and technical specialists to support effective risk evaluation, consistent underwriting practices, and high-quality service delivery.Maintain accurate underwriting documentation and ensure that decisions align with established guidelines, procedures, and applicable regulatory requirements.Contribute to an entrepreneurial, performance-oriented culture through independent judgment, creative problem-solving, and accountability for underwriting results.RequirementsDemonstrated expertise in healthcare professional liability underwriting, ideally involving senior living, home health, hospice, or adult day care accounts.Proven ability to assess complex insurance risks, interpret underwriting information, and make sound decisions that support portfolio quality and profitability.Established relationships with insurance brokers, including experience working with wholesale brokers and developing productive distribution partnerships.Bachelor's degree or equivalent relevant professional experience.Strong understanding of professional liability exposures and the specific risk considerations associated with healthcare service providers.Proficiency in Microsoft Office applications and other relevant business software used for underwriting, analysis, and documentation.Strong analytical and critical-thinking skills, with the ability to evaluate risk information, identify potential exposures, and determine appropriate underwriting actions.Excellent written and verbal communication skills, including the ability to explain underwriting decisions and negotiate effectively with brokers.Strong relationship management and commercial skills, with the ability to identify business opportunities while maintaining underwriting discipline.Ability to work independently in a remote environment, manage competing priorities, and take ownership of underwriting decisions and portfolio performance.A proactive, entrepreneurial mindset, with sound judgment, attention to detail, and the ability to adapt to evolving market conditions.BenefitsFully employer-paid healthcare coverage: Medical, dental, and vision insurance for employees.Retirement savings: Access to a 401(k) plan with immediate 100% vesting and a 4% company match.Paid time off: PTO and paid holidays to support work-life balance.Insurance protection: Life insurance, disability insurance, critical illness coverage, and accident insurance.Employee Assistance Program (EAP): Resources and support for personal well-being.Flexible Spending Accounts (FSAs): Pre-tax accounts for eligible healthcare, dependent care, and commuter-related expenses.Tuition reimbursement: Financial assistance for eligible educational and professional development opportunities.Fitness reimbursement: Support for eligible fitness and wellness expenses.Additional quality-of-life benefits: Access to supplementary programs and employee perks.Remote work flexibility: Work remotely from within the United States.Professional autonomy: Opportunity to build and manage a specialized underwriting portfolio in an entrepreneurial environment.Technical resources and collaboration: Work alongside experienced insurance professionals with access to specialized underwriting expertise and broader industry resources.