Escrow PMI Specialist II

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Escrow PMI Specialist II based in United States.

This role supports the accurate and compliant administration of mortgage insurance across a large mortgage servicing portfolio.
You will monitor loan-level data, premiums, terminations, reinstatements, and servicing requirements to protect both homeowners and portfolio interests.
The position combines detailed financial and document review with recurring reconciliations, exception management, and system validation.
You will collaborate with internal teams, clients, industry partners, and leadership to resolve issues and maintain strong servicing outcomes.
Success requires strong knowledge of investor guidelines, mortgage servicing processes, and mortgage insurance requirements.
The role offers an opportunity to contribute to process improvements, training, and operational quality within a high-volume environment.
This is a remote opportunity suited to a detail-oriented professional who values accuracy, accountability, confidentiality, and teamwork.

• Ensure loans carrying mortgage insurance are serviced in accordance with applicable investor guidelines and that required documentation and information are accurately maintained in servicing systems.
• Process monthly mortgage insurance premium payments and disbursements, ensuring payments are accurate and made within required timelines.
• Perform daily, weekly, and monthly reviews of loan data to identify and correct discrepancies or missing information.
• Reconcile mortgage insurance payments processed across the servicing portfolio and investigate exceptions as needed.
• Review newly boarded loans to validate mortgage insurance information, system setup, and related documentation.
• Create and process exception reports to identify issues and ensure timely resolution and payment activity.
• Review monthly mortgage insurance termination reports and ensure PMI is removed from qualifying loans according to established requirements.
• Process borrower requests for mortgage insurance termination and validate eligibility based on applicable guidelines and loan documentation.
• Review loan documents to confirm mortgage insurance coverage, termination dates, and other relevant dates and requirements.
• Process mortgage insurance reinstatements and complete loan-level open tasks in accordance with established procedures.
• Identify instances where mortgage insurance may have been removed prematurely and take appropriate corrective action.
• Maintain mortgage insurance rescission and cancellation documentation while collaborating with internal and external stakeholders to mitigate operational and financial risk.
• Validate mortgage insurance data during incoming and outgoing servicing transfers, including reviewing closing documents and validation reports.
• Support weekly validation activities to ensure all mortgage insurance lines are correctly established and maintained in the system of record.
• Assist leadership with training initiatives and contribute ideas that improve processes, controls, and operational efficiency.
• Perform additional responsibilities as required to support the servicing function and team objectives.

Requirements:

• High school diploma or equivalent required.
• 2–3 years of experience in mortgage loan servicing or lending; experience in mortgage insurance, escrow, accounts payable, accounting, or a closely related function may also be considered.
• Strong understanding of applicable payment and due-date requirements, including delinquent dates and dates affecting discounts or penalties.
• Working knowledge of investor guidelines and mortgage servicing systems.
• Strong attention to detail with the ability to accurately manage large volumes of loan and financial information.
• Ability to quickly understand new concepts, exercise sound judgment, investigate discrepancies, and resolve issues effectively.
• Strong organizational and time-management skills, with the ability to prioritize competing responsibilities and meet strict deadlines.
• Comfortable working independently with minimal supervision while contributing effectively within a collaborative team environment.
• Ability to communicate clearly and professionally through written communication, telephone interactions, and in-person or virtual collaboration.
• Proficiency with Microsoft Office applications, including Excel, Word, and PowerPoint.
• Ability to maintain strict confidentiality when handling sensitive customer, loan, and financial information.
• Comfortable working in a high-volume, time-sensitive operational environment, including occasional early, late, weekend, or overtime hours when business needs require.

Benefits:

• Hourly compensation range of $17.88–$26.73 , with actual compensation determined by qualifications, skills, experience, and other applicable factors.
• Optional medical, dental, vision, life, and disability insurance.
• Paid holidays, vacation, and sick leave.
• 401(k) plan with employer matching.
• Employee stock purchase plan.
• Mental health and wellness resources, including free Calm memberships.
• Employee recognition programs celebrating achievements and milestones.
• Discounts on gym memberships, pet insurance, and employee purchasing programs.
• Tuition reimbursement to support continued education and professional development.
• Remote work flexibility with company-provided equipment.
• Remote employees are expected to have a quiet, private workspace and high-speed internet with minimum speeds of 25 Mbps download and 10 Mbps upload.
• Opportunities to contribute to process improvement, professional development, and meaningful work supporting homeowners and the broader mortgage servicing ecosystem.

How Jobgether works:

We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.

We appreciate your interest and wish you the best!

Why Apply Through Jobgether?

Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.

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