Auto Insurance Product Development Manager

Role Description

You'll design new insurance products and features, then drive their rollout across new and existing states. 5+ years of Auto product development experience preferred.

Responsibilities

• Design and develop new insurance products, rules, coverages, and enhancements that improve competitiveness and customer value.
• Lead state expansion efforts by building and launching pricing models for new states, and optimizing existing state models for performance.
• Own the research and proposal of new products, rules, coverages, and enhancements.
• Own the end-to-end rollout process, from initial pricing analysis through launch and post-launch monitoring.
• Leverage AI and machine learning tools to enhance pricing accuracy, uncover emerging risk patterns, and accelerate analytical workflows.
• Partner cross-functionally with actuarial, product, and compliance teams to ensure new features are technically sound and regulator-ready.
• Build and maintain dashboards and KPIs that track the performance of newly launched products and pricing features.
• Translate market and competitive research into concrete product recommendations and pricing adjustments.
• Identify opportunities for pricing innovation ahead of state expansion, ensuring readiness for regulatory review and market entry.

Success in This Role

• New pricing products or features have been successfully launched, showing meaningful impact to growth goals.
• State expansion pricing models are built, validated, and ready for regulatory submission.
• AI/ML tools are actively integrated into the pricing development workflow, improving speed or accuracy of analysis.
• Cross-functional partners trust this person's product recommendations and rely on their analysis to make launch decisions.

Qualifications

• 5+ years of insurance product development experience; personal auto insurance experience preferred but not necessary.
• Demonstrated experience building or launching new insurance products, features, or rating enhancements.
• Experience supporting state expansion efforts, including new-state pricing model development and regulatory readiness.
• Hands-on experience applying AI and machine learning tools to pricing, underwriting, or risk workflows, with measurable results.
• Strong understanding of regulatory modeling and compliance requirements across multiple states.
• Ability to translate market research and competitive analysis into concrete pricing and product recommendations.
• Comfortable partnering cross-functionally with actuarial, product, and compliance teams without formal authority over those teams.

How We Hire

We believe a great hiring experience should be clear, respectful, and human. We will accept applications for this position until September 28th. While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin's in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions.

• Prompt updates and feedback following interviews.
• Interviews with recruiters, hiring managers, and members of teams.
• Skills assessment relevant to the position, if applicable.
• Genuine, thoughtful human interaction at every step.

How We Work

• Run through walls, together.
• Raise the bar. Drop the ego.
• Act like an owner.
• Operate lean. Deliver more.
• Keep asking ‘What if?’

Where We Work

We are a remote-first company with offices in Chicago, IL and St. Petersburg, FL where teams can come together for collaboration.

• For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.
• For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI.
• For remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario.

EEOC Statement

Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.