Loan Review Analyst

Loan Review Analyst

Stock Yards Bancorp, Inc., parent company of Stock Yards Bank & Trust Company, with offices in Louisville, Central, Eastern and Northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets.

This position will assist in tracking, monitoring and review of data throughout the Loan Process. This position will review Loan Systems and Procedures as it relates to established Compliance, SOX controls and other Regulatory requirements.

Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.

Supports all functions that maintain loan policy, compliance with regulatory agencies.

Review and work system reports for data integrity and timeliness of resolutions

Review Files post-closing for completeness & accuracy to mitigate potential risk and exposure

Review and validate the policies and procedures adhere to Loan Policy and Regulatory requirements

Submit written reports of reviews to supervisor, including findings and recommended actions

Conduct first line of defense monitoring and testing activities of the Retail, Private Banking, Business Banking and Commercial Lending processes.

Participates in the development and expansion of compliance and departmental procedures and controls as indicated through routine monitoring of and communication with the Business Units, Loan Operations and Compliance

Follow up with respective internal partners to ensure recommended actions are implemented and are effective

Work with the pre-close and Business units to review data and documentation related to HMDA and Flood Insurance

Maintain understanding of the bank's products, services, geographic locations and the potential risks associated with those activities

Conduct special projects/audits, when necessary, as directed by the Department Head

Aid internal and external auditors and state/federal regulators during their examination of the bank

Office environment

High School/GED education, some college preferred

Minimum of 1-3 years of experience in banking operations with knowledge of state and federal regulatory requirements as well as knowledge of bank policies and procedures

Strong PC skills (Excel and Word)

Ability to work independently with limited direction from Manager.

Ability to function in a multi-task environment responding to inquiries from internal compliance, audit, regulatory agencies and outside consultants in a timely manner.

Strong verbal and written communication skills

Ability to tactfully communicate with and gain respect of all employees

Ability to read, analyze and interpret Banking policies and procedures

Primarily sedentary work performed in an office environment

Ability to sit for extended periods of time while working at a computer

Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment

Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person

Visual acuity sufficient to read computer screens, printed documents, and financial data

Occasional standing, walking, bending, or reaching

Ability to lift and carry up to 10–15 pounds occasionally (e.g., files, office supplies)

401(K) with a company match of up to 6%

ESOP employer match

Medical insurance

Dental insurance

Vision insurance

Cancer/Disease insurance

Accident insurance

Flexible Spending Accounts

Flexible Savings Accounts

Health Savings Accounts

Bank paid Life/AD&D insurance

Voluntary Life/AD&D insurance

Bank paid Short-Term and Long-Term Disability insurance

Employee Stock Purchase Plan

Employee Assistance Program