Senior Underwriter

Senior Underwriter

CopperPoint has an exciting opportunity for a Sr. Underwriter I in Phoenix, AZ, Texas, or Nevada. In this role, you'll support short- and long-term business strategies by making sound underwriting decisions and partnering with your Business Development representative to drive profitable growth across your assigned territory. You'll apply advanced technical underwriting expertise to evaluate risk, strengthen agency relationships, and achieve profit and growth objectives while also mentoring, coaching, and developing less experienced underwriters to support a collaborative, high-performing team.

Job Responsibilities:

• Analyzes middle market workers compensation accounts to make sound decisions based on individual risk characteristics, exposure analysis, hazard recognition and controls.
• Adheres to individual authority levels.
• Prices business according to company underwriting and pricing guidelines.
• Must balance effective pricing and risk selection that produces profit and growth while maintaining successful producer relations.
• Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns, and loss control survey results.
• Present new and renewal proposals to agency personnel.
• Maintains the highest level of customer service internally and externally.
• Meets with agency personnel on a regular basis to develop and maintain positive and productive relationships.
• Serves as a resource to others in the resolution of complex problems and issues.
• Educating the agency staff on company products, services and underwriting philosophy.
• Responsible for training and mentoring less experienced underwriting team members.
• Establishes positive relationships with internal/external stakeholders through communication and collaboration

Qualifications/Competencies:

• Bachelor's degree or equivalent experience required.
• The knowledge and skill levels acquired through undergraduate level studies especially in the areas of business administration, finance.
• 5+ years of commercial insurance experience required in addition to Bachelor's degree or equivalent.
• Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages, and business processes required.
• Advanced knowledge and/or experience with commercial lines underwriting.
• Strong sales and marketing skills which requires the ability to qualify opportunities and close deals.
• Ability to work in a team environment
• Strong communication and negotiation skills
• Excellent time management and organizational skills.
• Analytical skills and attention to detail

Salary Range:

• $95,000.00 - $120,000.00 annually
• Compensation may vary depending on skills, experience, education, and geographical location.
• In addition to base salary, compensation may include an annual discretionary bonus.

Benefits:

• Employees and their families are eligible to participate in CopperPoint Insurance Companies benefit plans including medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
• We provide some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee's annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
• Employees will accrue 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year. In addition, employees will also receive 10 paid holidays throughout the calendar year.

Founded in 1925, CopperPoint Insurance Companies is a leading provider of workers' compensation and commercial insurance solutions. With an expanded Line of insurance products and a growing ten-state footprint in the western United States, CopperPoint embodies stability for policyholders in Alaska, Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Utah, and Washington. CopperPoint Mutual Insurance Holding Company is the corporate parent of Arizona-based CopperPoint Insurance Companies, Alaska National Insurance Company, and other CopperPoint Insurance Entities.

CopperPoint's culture of compassion extends to the community through employee volunteerism, corporate matching, Board service, program sponsorships, and in-kind contributions. We empower employees by providing 12 hours of paid volunteer time annually and matching their personal contributions to the charities of their choice up to $500 per year. In 2020, CopperPoint employees reported 3,500 volunteer hours.

CopperPoint offers a competitive compensation package and comprehensive benefits package including major medical, dental, and vision, and a wide range of competitive benefits programs, generous matching contributions to your 401(k) plan, generous paid time off, tuition reimbursement, and other education benefits and business casual dress. CopperPoint is an equal employment opportunity employer. All qualified applicants will receive consideration without regard to race, color, sex, religion, age, national origin, disability, veteran status, sexual orientation, gender identity or expression, marital status, ancestry or citizenship status, genetic information, pregnancy status or any other characteristic protected by state, federal or local law. CopperPoint maintains a drug-free workplace.