Field Insurance Inspector

Property SurveyEXL's Castle High Value and Risk Control divisions are the nation's leading residential and commercial insurance survey providers. Castle High Value provides replacement cost estimating and loss prevention services on high value homes for personal lines insurance carriers, and is the recognized leader in the industry. EXL Risk Control evaluates commercial businesses and their operations, documenting underwriting concerns and making recommendations for risk improvement.EXL delivers industry-leading professionalism, quality and turn-around time, and our innovative solutions help our clients keep ahead of the competition.Why Apply?Competitive pay and benefits, including paid sick leaveSuperb training programWork from home when not in the fieldCareer advancement opportunitiesTuition Reimbursement ProgramExcellent culture and team$1,125 Joining Bonus!Pay Details:Total compensation for this position is targeted at $23-$25+ per hour. The target total compensation consists of a base hourly wage and production-based incentive pay. Field Inspector incentive pay is a function of personal productivity and is uncapped. Incentive Pay is not sales based.Pay Type: Hourly plus production incentives, in accordance with EXL's policies.We provide a robust training program that ensures success and rapid integration with a top-notch team of insurance professionals.Come join the EXL Survey and Risk Control team!The LocationThis is a Field position based out of your home office, requiring daily travel to client sites to conduct surveys serving the Marin, CA area.ResponsibilitiesThe Field Insurance Inspector conducts virtual and onsite inspections of high value homes and small businesses for personal and commercial lines insurance companies to analyze replacement cost value and to assess risk.An added perk is the opportunity to regularly visit beautiful high-end custom homes in the most affluent locations in the service area.The candidate should be capable of demonstrating a high degree of professionalism and expertise to all stakeholders in the survey process (Agents, Policyholders, Business Assistants, etc.).Field Insurance Inspectors must complete the requisite number of surveys each month to achieve personal revenue production goals, and complete other special projects as assigned by their manager.High Value Surveys Conduct property surveys on high value homes, documenting the construction materials, workmanship and special features of the structureDetermine square footage of the home through detailed measurements or by replicating available building plansGenerate an estimate replacement cost based on industry calculators, EXL resources and your personal findings at the homeObserve and assess physical and liability hazards to the property, including natural hazards such as wildfire and hurricane exposure. Document all such hazards for underwriting, including recommendations for risk improvement.Competed a detailed survey report write-up, including narrative assessmentsCommercial Lines Risk Control Surveys Conduct underwriting surveys and loss control assessments on commercial businessesObserve and evaluate risk for various commercial insurance lines of business including Property, General Liability, Workers Compensation and Auto/Fleet.Engage business owner to discuss and ascertain corporate safety culture, loss history, risk management controls and maturity of company safety programsDocument all hazards observed for underwriting, and make recommendations for risk improvement.Complete a detailed survey report write-up, including narrative assessmentQualificationsHigh-degree of professionalism and emotional intelligenceStrong analytical skills and resourcefulnessSolid aptitude for risk assessment and replacement costExcellent written and oral communicationsProficiency with computer equipment and softwareAbility to manage multiple projects at once, and handle time sensitive urgenciesWillingness to travelHigh Value Survey or Commercial Survey experience appreciated