Business Banking Relationship Manager - Evansville

Business Banking Relationship Manager

Stock Yards Bancorp, Inc., parent company of Stock Yards Bank & Trust Company, with offices in Louisville, Central, Eastern and Northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets.

FLSA Status: Exempt

Department: Business Banking

Hours of Operation: Full-Time (flexible start time), approx. 45 hours per week

General Job Summary:

Responsible for meeting or exceeding assigned goals (in Loan Production and Deposit Growth) through outside calling activities and relationship building of potential and existing business customers. The Business Banking Relationship Manager is also responsible for contributing to the profitability and growth of SYB Retail/Business Banking by building, developing, expanding client relationships with Business customers (defined as companies with annual revenues of up to $5 million), and serving Business Banking customers in a highly consultative, needs-based manner.

Organizational Duties and Responsibilities:

• Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.
• Supports all functions that maintain compliance with regulatory agencies.

Essential Duties and Responsibilities:

• Develop and utilize formal calling plans to target new business and expand existing Business Banking Clients (75%)
• Perform Credit analysis and portfolio management for assigned portfolio of business banking relationships for new and existing clients
• As part of portfolio management, maintain credit quality and process renewals and past dues in a timely manner
• Serve as the Business Banking "expert" for assigned Branch Managers located within an assigned territory
• Create a partnership with Branch Managers to build and expand relationships with the area businesses
• Assist with analyzing business financial statements, identifying strengths and weaknesses of loan requests

Other Functions:

Actively cross-sell appropriate SYB Banking products to new and existing customers

Working Conditions:

Office setting, but much time spent traveling between assigned branches and potential customer places of business

Minimum Job Requirements:

Education: College degree required (preferably in area of business, finance, or accounting)

Experience: Minimum of 3 years experience in a banking relationship manager type role required

Specific Skills:

• Strong sales, credit underwriting, relationship management, business development, and analytical skills required
• Understand and articulate Business Banking strategies and philosophy
• Thorough level of lending skills required

Physical requirements:

• Primarily sedentary work performed in an office environment
• Ability to sit for extended periods of time while working at a computer
• Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment
• Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person
• Visual acuity sufficient to read computer screens, printed documents, and financial data
• Occasional standing, walking, bending, or reaching
• Ability to lift and carry up to 1015 pounds occasionally (e.g., files, office supplies)

Benefits:

• 401(K) with a company match of up to 6%
• ESOP employer match
• Medical insurance
• Dental insurance
• Vision insurance
• Cancer/Disease insurance
• Accident insurance
• Flexible Spending Accounts
• Flexible Savings Accounts
• Health Savings Accounts
• Bank paid Life/AD&D insurance
• Voluntary Life/AD&D insurance
• Bank paid Short-Term and Long-Term Disability insurance
• Employee Stock Purchase Plan
• Employee Assistance Program