Payments Risk Manager

As our first dedicated Payments Risk Specialist, you aren’t joining a legacy machine, you will help shape it. We’re looking for a Payments Risk Specialist who can monitor, research and continuously improve transaction and merchant risk frameworks while enabling expansion Monitor transaction activity and merchant behavior across card and alternative payment rails Analyze fraud patterns, chargeback trends, and abuse vectors, applying creative investigative skills to uncover the hidden trails of bad actors Partner with Compliance on KYC, KYB, and onboarding risk controls Fine tune rules and thresholds to balance approval rates with loss mitigation. You understand that a blanket “no” is the easy way out but you aim for precision Design dashboards and alerts that surface emerging risk trends, building data narratives from the ground up Work cross-functionally to prevent systemic exposure while preserving growth velocity Your first 90 days will look like the following: Within 30 days, you will deeply master Whop’s payment risk flows Within 60 days, You take full ownership of the daily operation. You are applying your creative review skills to hunt down bad actors and making principled risk decisions Within 90 days, you are detecting fraud patterns and escalating trends to our engineering teams to update fraud solutions within our product Benefits Unlimited PTO, Health, Vision, and Dental coverage Brooklyn, New York | Check out our office here and here Daily $20 lunch, $25 dinner Uber Eats credits Hiring everywhere, hybrid company model State of the art gym access @ Equinox Latest 14 or 16 inch Macbook Pro Ability to make principled risk decisions under ambiguity and partial information2–5 years in payments risk, fraud operations, or transaction monitoring with a strong analytical mindset with ability to interpret behavioral and financial signalsYou have a relentless “can-do” attitude. You don’t wait for perfect engineering solutions; you build workarounds, push boundaries, and find a wayYou keep a sharp eye on UX. You understand that managing risk is about maximizing legitimate revenue, not just minimizing lossYou thrive in greenfield environments. You possess the ability to make principled risk decisions under ambiguity and partial informationStrong analytical mindset with ability to interpret behavioral and financial signalsExperience with digital goods, marketplaces, or creator platformsExposure to sponsor bank environments or card network monitoring programs #J-18808-Ljbffr Whop