Associate General Counsel - Personal Wealth Products

Overview We are seeking a seasoned attorney to join our legal team as a strategic partner to our Personal Wealth product organization. This role has primary accountability for supporting the development and delivery of personal wealth products and enabling integrated solutions across retirement and personal wealth. Responsibilities Serve as lead counsel to the Personal Wealth product organization, advising on design, development, implementation and distribution of innovative wealth offerings. Partner closely with product, compliance, risk and business leaders from concept through launch, ensuring aligned, practical solutions across legal, risk and compliance while enabling speed to market. Coordinate across Empower’s broader legal team to deliver aligned, consistent, business‑oriented guidance, ensuring a “one voice” approach to legal advice. Navigate complex legal and regulatory frameworks, including the Investment Advisers Act, the Exchange Act, SEC and FINRA rules, ERISA/DOL fiduciary standards, and state laws. Advise on product structures and distribution across direct‑to‑consumer and advisor‑led channels. Provide guidance on SEC and ERISA fiduciary obligations, RegBI, conflicts of interest management and client disclosures. Advise on and help shape Empower’s approach to the responsible use of artificial intelligence and data‑driven technologies in wealth products. Support product governance, regulatory filings and client‑facing materials. Advise on third‑party partnerships and evolving fintech capabilities. Monitor regulatory and industry developments, translating them into practical guidance for product, compliance and other legal stakeholders. Qualifications & Experience J.D. and active bar membership. 15+ years of experience advising retail wealth management businesses (RIA, broker‑dealer, or hybrid). Strong knowledge of wealth management legal and regulatory frameworks, including SEC, FINRA and state regimes related to duties of care, disclosure and conflicts of interest. Exposure to emerging wealth products including direct indexing, alternatives and retirement income strategies. Experience supporting product strategy, development and launch in a fast‑paced or technology‑enabled environment. Sound judgment and ability to balance legal and regulatory risk with business objectives. Comfort operating in evolving or ambiguous regulatory environments. Ability to operate as a senior individual contributor with strong cross‑functional influence. Executive presence and ability to communicate practical legal guidance clearly to senior business, product and other legal stakeholders. Preferred Experience Experience at integrated retirement/wealth service providers, asset managers, RIAs, broker‑dealers, fintech platforms or other scaled financial services firms. Strong knowledge of wealth management legal frameworks, with familiarity or experience in retirement/ERISA frameworks strongly preferred. Familiarity with digital platforms, data‑driven personalization or fintech partnerships. Experience advising on distribution across retirement, direct‑to‑consumer and advisor‑led channels. Experience with product governance committees, disclosure/conflicts governance and regulatory examinations. Familiarity with emerging retail products such as cryptocurrencies, stablecoins and prediction markets. How We Work at Empower We value collaboration, transparency, and shared ownership. The legal team is viewed as a critical enabler of innovation. The ideal candidate: Operates with a “one team” mindset, building trust‑based relationships across functions. Communicates clearly and pragmatically, translating complex legal concepts into actionable guidance. Takes accountability, exercises sound judgment, and leads with integrity. Embraces Empower’s values and contributes to a culture where diverse perspectives and ideas drive better outcomes. Proactively aligns with legal, compliance and risk partners to ensure consistent, enterprise‑wide positions. Benefits We offer a comprehensive benefits package, including: Medical, dental, vision and life insurance. 401(k) plan with generous company matching contributions (up to 6%) and financial advisory services. Tuition reimbursement up to $5,250/year. Business‑casual environment with flexible clothing policy. Generous paid time off program plus ten paid company holidays and three floating holidays each calendar year. Paid volunteer time—16 hours per calendar year. Leave of absence programs, including paid parental leave, paid short‑ and long‑term disability and Family and Medical Leave (FMLA). Business Resource Groups (BRGs) that facilitate inclusion and collaboration across all levels. Base Salary Range $166,900.00 – $242,050.00 (typical minimum to maximum base salary for this position; actual compensation may vary based on location, experience and qualifications). Equal Opportunity Employer We are an equal‑opportunity employer with a commitment to diversity. All qualified applicants will receive consideration for employment without regard to any protected status under applicable law. #J-18808-Ljbffr