Credit Analyst
gpac
Credit Analyst
A well-established community bank is seeking a Credit Analyst to support its commercial lending team. In this role, you will analyze financial statements, tax returns and cash flow for commercial and consumer borrowers, spread financials, and prepare clear credit memos that help lenders make sound decisions.
You will assess risk, recommend loan structures and risk ratings, monitor existing relationships through annual reviews and covenant tracking, and work closely with lenders, underwriters and loan operations to keep the portfolio healthy and compliant.
Ideal candidates have 2+ years of commercial credit analysis experience, a bachelor's degree in Finance, Accounting or a related field, strong Excel and analytical skills, and solid knowledge of lending regulations. Formal credit training is a plus. This is a permanent, full-time role with competitive pay and benefits.
- ...loans, deposits and treasury services.You will source and structure commercial and commercial real estate loans, partner with credit analysts and underwriters on sound credit decisions, manage renewals and portfolio quality, and stay active in the community to build referral...SuggestedPermanent employmentFull timeLocal area
- ...give customers a smooth experience.Ideal candidates have 2+ years of loan operations, servicing or processing experience in a bank or credit union, strong attention to detail, and familiarity with loan documentation and compliance. Core banking system experience is a plus...SuggestedPermanent employmentFull time
$50k - $55k
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