Senior Compliance Testing Analyst (US)

Senior Compliance Testing Analyst – Annual Planning & ReportingWork Location: Greenville, South Carolina, United States of AmericaHours: 40Pay Details: $72,280 - $117,520 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Line of Business: ComplianceJob Description:Why Work with Us?At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact – both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program – it's about creating a culture of compliance that will cascade throughout the organization.The Ideal CandidateThe ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank's size, complexity, and risk profile. In this role, you'll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future. Beyond technical expertise, we're looking for someone with an entrepreneurial mindset—someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure. Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you'll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards.U.S. Compliance Monitoring and Testing Team Summary:The Senior Compliance Testing Analyst – Annual Planning & Reporting supports the execution, administration, and ongoing management of the Compliance Monitoring & Testing (CM&T) annual plan and reporting processes. This role is responsible for maintaining testing plans, coordinating and implementing plan changes, monitoring execution metrics, and producing accurate and timely management reporting to support leadership decision-making. The analyst partners with Compliance Testing teams and key stakeholders to ensure planning data, reporting, and governance activities are well-organized, transparent, and aligned with program objectives. The role also supports data analysis, reporting automation, dashboard maintenance, and continuous improvement initiatives that enhance the effectiveness and efficiency of the Compliance Monitoring & Testing program.Depth & Scope:Exercises sound and expert independent professional judgment and discretion in interacting and communicating with staff and senior management of the Bank with respect to regulatory compliance and risk matters.Independently researches, reviews, and maintains expertise on banking regulations and laws, banking policies and procedures, and consumer protection lawsActs as a subject matter expert for regulations applicable to business partners and provides guidance and advice with respect to the business partners' compliance with such regulations directly related to the operations of the businessWorks independently to learn regulatory requirements tied to business units assigned for review, helps develop test steps to test the business line against these regulatory requirements, performs complex analysis/testing of the business line controls/processes, summarizes the results of testing, and analyzes the results to identify areas of improvement to be discussed with the business linesAssists management in writing findings as applicable to address areas of improvement identified during independent testing and assists management in presenting these findings to business line staff and senior managementOversees and/or independently performs assigned work from end to endExecutes more complex and/or non-standard assignments as requestedEducation & Experience:Undergraduate degree or equivalent work experience5+ years of experiencePreferred Qualifications:Experience supporting annual planning processes, test scheduling, resource planning, or governance program administration.Advanced proficiency in Microsoft Excel, including pivot tables, complex formulas, data validation, and reporting.Experience performing data quality reviews, reconciliations, and reporting controls.Ability to communicate effectively with stakeholders across Compliance, Risk, and business functions.Experience developing and maintaining management reports, dashboards, scorecards, and executive presentations.Experience with Power BI, Power Query, Tableau, or similar reporting and data visualization tools.Strong organizational skills and ability to manage multiple priorities, deadlines, and plan changes simultaneously.Experience in Compliance Monitoring & Testing, Compliance Risk Management, Operational Risk, Internal Audit, or related control functions.Strong analytical and problem-solving skills with the ability to interpret data and provide meaningful insights.Experience with Power Apps, SharePoint, or workflow management tools.Knowledge of compliance testing methodologies, issue management, and regulatory compliance frameworks.Strong attention to detail and commitment to producing accurate, high-quality work products.Customer Accountabilities:Executes testing engagement work in accordance with established standards to achieve completion within target timelinesConducts skilled analytical research and analysis as part of the testing engagement and initiativesWorks collaboratively with key Compliance and business line partners throughout the testing engagementIdentifies potential errors following testing standardsExecutes validation of findings raised from testing engagements in accordance with established standardsProactively identifies matters which require additional attention, further escalation, or reviewShareholder Accountabilities:Prioritizes and manages own workload to deliver quality results and meet assigned timelinesContributes to the analysis, due diligence, and implementation of initiatives within defined area of responsibilityAdheres to internal policies, standards and procedures, methodologies, and applicable regulatory requirements to contribute to the review of internal processes and activities and assists in identifying potential opportunities to improve the Compliance Management SystemUnderstands the operations of the business unit/area being tested and to identify potential Compliance risks and apply information to complete a quality, risk based engagementClearly and concisely documents research as required to understand requirements specific to an engagementKeeps abreast of emerging trends/developments and changes to regulatory framework, internal policies, and standardsProvides analysis on issues and effectively communicates results to Compliance Testing management and assists management in communicating results to the clientMaintains a culture of risk management and control, supported by effective processes in alignment with risk appetiteEmployee/Team Accountabilities:Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interestProvides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unitKeeps current on emerging trends/developments and grows knowledge of the business, related tools and techniquesParticipates in personal performance management and development activities, including cross training within own teamKeeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activitiesContributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences, and leveraging best practices. May provide coaching to other team members as appropriateLeads, motivates, and develops relationships with internal and external business partners/stakeholders to develop productive working relationshipsContributes to a fair, positive and equitable environment that supports a diverse workforceActs as a Td Waterhouse