Commercial Underwriter

Berkeley North Pacific (BNP) is a regional insurance company that offers niche products and specialized coverages through local independent agency partners. We differentiate ourselves in the marketplace with a customer‑obsessed approach that exceeds timeliness and responsiveness expectations. Responsibilities Senior Commercial Middle Market Underwriter – You will directly impact the company’s growth and profitability goals within an assigned territory and book of business. You will underwrite commercial property and casualty accounts by determining risk acceptability and pricing in accordance with established underwriting guidelines and within established authority level. You will maintain autonomy in work and management of book of business in a fast‑paced environment, serve as the point of contact for assigned agencies, and be responsible for the agency relationship. Location: Preference is given to candidates based in the Meridian, ID office; however, we are open to candidates located in the broader territory and other footprint states. Expectations Culture of innovation, teamwork and supportive colleagues and leaders willing to invest in talent. Internal mobility opportunities. Visibility to senior leaders and partnership with cross‑functional teams. Opportunity to impact change. Benefits – competitive compensation, paid time off, comprehensive wellness benefits and programs, employer‑funded health savings account, profit sharing, 401(k), paid parental leave, employee stock purchase plan, tuition assistance and professional continuing education. We'll Count On You To Manage a book of business with autonomy to make decisions within authority level consistently achieving company strategies and goals. Assess new middle‑market commercial insurance risks and determine accurate classification of business, policy contract forms and pricing of risk; accept and price risk in accordance with established underwriting guidelines and within authority level. Review renewal accounts for acceptability by examining business operations, classification, contract forms and loss activity; determine price in accordance with established underwriting guidelines and within authority level; review endorsement requests and take appropriate actions. Maintain accurate underwriting documentation and information to meet quality review standards. Develop, expand and enhance agency relationships to promote profitability and growth of new business and the retention of existing business. Travel within or to assigned territory to meet with agents to enhance business relationships. Leverage agent relationships to drive new business opportunities via existing relationships as well as where there is no existing relationship; continually prospect for new opportunities through pipeline development. Achieve or surpass agency visibility goals to include both in‑person and virtual sales calls. Act as a business partner to agents. Use strong negotiation skills and deep product knowledge to meet the needs of the customer. Collaborate with claims, risk management and other underwriting team members as needed to ensure prompt and professional underwriting service is provided. Participate in, and may lead, underwriting and agency meetings/trainings. Identify, innovate, and suggest new procedures and opportunities to streamline department processes and workflows. Cultivate strong customer service skills including consistency, timeliness and product knowledge. Qualifications Bachelor’s Degree from a 4‑year college or university (preferred); 5+ years related experience and/or training. Ability to represent BNP to external customers in a positive and effective manner. Thrive in a highly competitive and results‑driven environment. Effectively organize, prioritize and manage multiple priorities. Communicate with a high level of professionalism with internal and external customers. Develop and maintain strong business relationships; travel on a regular basis, including overnight. Ability to work outside normal work schedule to fulfill responsibilities. Reasonable, regular, predictable attendance is essential. Familiarity with middle‑market commercial operations and corresponding insurance products. What Makes You Stand Out Advanced insurance education desired, i.e., CPCU, AAI, CIC. Sponsorship Details Sponsorship not offered for this role. The company is an equal employment opportunity employer. #J-18808-Ljbffr