Senior Credit Risk & Approval Specialist, Corporate & Investment Banking Risk

About this role: Wells Fargo is seeking a Senior Credit Risk & Approval Specialist to join the CIB Credit Portfolio Oversight team. The successful candidate will report to the head of CIB Credit Portfolio Oversight and will work closely with the other CIB and Wholesale Credit Risk teams and front-line partners. This 2nd line-of-defense role focuses on holistically assessing credit risk across the CIB lines of business, with the Senior Lead Credit Risk Specialist having responsibility to actively identify, monitor and manage risks within the loan portfolio. Learn more about career areas and business divisions at wellsfargojobs.com. In this role, you will: Monitor, assess and report on asset quality and portfolio trends, with a focus on proactive and forward-looking indicators Take part in the design and implementation of new AI-based portfolio monitoring initiatives Collaborate and consult with peers, colleagues, and business portfolio managers to efficiently and effectively create presentations for committees and ad hoc requests Provide credible challenge of line of business credit products, programs, and risk limits Lead the strategy and resolution of highly complex and unique challenges to drive the company credit culture, appetite, and business performance requiring in-depth evaluation across multiple areas or companywide Required Qualifications: 4+ years of Credit Risk & Approval or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: A BS/BA degree or higher in accounting, finance, or economics Strong credit and financial analysis skills Demonstrated ability to operate independently and effectively build relationships within a matrixed environment to influence outcomes within Corporate & Investment Banking Ability to monitor risk exposures at the group, line of business and product levels. Ability to identify and monitor current and emerging risks and take appropriate action when business activities exceed established risk appetite levels Excellent verbal, written, and interpersonal communication skills, including strong excel and PowerPoint skills (banking analyst or consulting background is a plus, but not required) Experience in designing and executing robust processes and controls Collaborative mindset with ability to work in a dynamic environment with changing priorities Job Expectations: Required location(s) listed above. Relocation assistance is not available for this position. This position offers a hybrid work schedule This position is not eligible for Visa sponsorship This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to comply with 17 CRF 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents. Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process Job posting may come down early due to volume of applicants US Only Pay Range: New York, New York City – $167,000.00- $260,000.00 annually North Carolina, Charlotte-- $139,000.00- $217,000.00 annually Pay Range Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $139,000.00 - $260,000.00 Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees. Health benefits 401(k) Plan Paid time off Disability benefits Life insurance, critical illness insurance, and accident insurance Parental leave Critical caregiving leave Discounts and savings Commuter benefits Tuition reimbursement Scholarships for dependent children Adoption reimbursement Posting End Date: 28 Jun 2026 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.1 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. News, insights, and perspectives from Wells Fargo are also available at Wells Fargo Stories. Additional information may be found at: wellsfargo.com wellsfargojobs.com For questions on how to search and apply, visit frequently asked questions.