AML Investigator

At U.S. Bank were on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life and each person is unique in their potential. A career with U.S. Bank gives you a wide ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things learn new skills and discover what you excel atall from Day One.

Job Description

U.S. Bankis responsible formaintainingan effective anti-money laundering (AML) program for monitoring detecting and reporting suspicious activity toappropriate regulatoryagencies. As a member of the Enterprise Financial Crimes Compliance AML Investigations division you will be part of the banks second line of defense to prevent individuals and businesses from using U.S. Bank products and services for illegal purposes. As an AML Investigator you will conduct enterprise-wide investigationsidentifyingunusual activity and preparing Suspicious Activity Reports (SARs) to be filed with Financial Crimes Enforcement Network (FinCEN) as well as writing and preparing cases that result in No SARs. An AML Investigator should have a basic understanding of AML/BSA laws and regulations the financial services industry and regulatory trends thatimpacttheir assigned line of business. During the investigation you mayidentifygaps and help drive solutions that minimize losses resulting from inadequate internal processes systems or human errors. You willassistinidentifyingand/or escalating risks asappropriate.

Responsibilities

Youllcontribute to the banks overall strategy and risk profile by:

• Conducting comprehensive case investigations which includes analyzing transaction information reviewing customer data researching open source and media checks and recommending a SAR or no SAR to be filed

• Working cooperatively with internal departments to obtain and analyze necessary information related to the investigation

• Preparing quality investigative documentation which includes clearly articulating written detailed case notes and providing attachments of internal and external research

• Preparing the SAR form when a case investigation results in a SAR recommendation

• Recommending customer relationship closures caseescalationsor case referrals as appropriate

• Ensuring case production and quality goals are met

• Completing other duties as assigned

Basic Qualifications
- Bachelors degree or equivalent work experience
- Typically more than two years of applicable experience

Preferred Skills/Experience

- Experience in banking and/or AML compliance

- Effective oral and written communication skills

- Strongproficiencyin Excel

- Strong analytical skills

- Strong problem-solving skills

- Ability to adapt to a changing environment and handle multiple priorities

- Strong attention to detail

- Knowledge of Microsoft Office applications along with generalproficiencyin adapting to new software applications

- Knowledge of Bank Secrecy Act (BSA)/AML laws and regulations

- Knowledge of Actimize case management system

- Knowledge of retail bankinglendingand bank operations processes

- Certified Anti-Money Laundering Specialist (CAMS) certification preferred

Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week.

If theres anything we can do to accommodate a disability during any portion of the application or hiring process please refer to our disability accommodations for applicants .

Benefits:

Our approach to benefits and total rewards considers our team members whole selves and what may be needed to thrive in and outside work. Thats why our benefits are designed to help you and your family boost your health protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical dental vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race religion color sex national origin age sexual orientation gender identity disability or veteran status and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location which is listed first. The actual range for the role may differ based on the location of the addition to salary U.S. Bank offers a comprehensive benefits package including incentive and recognition programs equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $66640.00 - $78400.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition certain positions may also be subject to the requirements of FINRA NMLS registration Reg Z Reg G OFAC the NFA the FCPA the Bank Secrecy Act the SAFE Act and/or federal guidelines applicable to an agreement such as those related to ethics safety or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.