Senior Lead Risk Analytics Consultant

About this role:Wells Fargo is seeking a Senior Lead Risk Analytics Consultant to serve as the Credit Risk Lead for new business initiatives and lending growth strategies within Business Banking. This role will shape how the bank evaluates, launches, and scales business deposit and lending products by assessing credit risk impacts, developing risk strategies, and influencing executive decisions. The successful candidate will partner across Product, Finance, Analytics, Technology, Operations, Compliance, Legal, and Independent Risk Management to drive sustainable growth while maintaining alignment with the enterprise risk appetite.In this role, you will:Act as an expert advisor to experienced leadership to develop, influence, and interpret analysis for monitoring and oversight of portfolio and deliver insight and decision strategies, with long term goals for highly complex business analysis and modeling companywideLead the strategy and resolution of highly complex and unique challenges requiring strategic, advanced analytical, inductive thinking, and performance monitoringExtract data to provide statistical and financial modeling companywide, delivering solutions that are long term, large scale, and require vision, innovation, and coordination of highly complex activities and guidance to othersProvide vision, direction, and expertise to experienced leadership on implementing innovative and significant business solutions that are large-scale, companywide strategiesEngage with all levels of professionals and managers companywideRequired Qualifications:7+ years of Risk Analytics experience, or equivalent, demonstrated through one or a combination of the following: work experience, training, military experience, education.Desired Qualifications:7+ years of experience in credit risk management, risk analytics, risk strategy development, or a related financial services discipline.Experience developing, evaluating, implementing, and monitoring credit risk strategies.Small business, commercial, or consumer lending or deposit risk experience.Experience supporting new product development, portfolio expansion, or customer growth initiativesKnowledge of credit risk models, portfolio analytics, credit decision strategies.Advanced analytics experience using SQL, SAS, Python, R, Power BI, Tableau, or similar tools.Experience leading complex cross-functional initiatives from concept through implementation and monitoring.Bachelor's or graduate degree in a quantitative discipline.Strong credit risk acumen, including understanding of portfolio performance, key risk drivers and risk-return tradeoffs.Strong analytical skills with the ability to analyze complex data and translate findings into actionable strategy recommendations.Demonstrated problem-solving, strategic, and innovative thinking, and sound judgment.Excellent verbal, written and presentation communication skills, including the ability to explain complex concepts to non-technical audiences.Proven ability to influence decisions and partner effectively across multiple stakeholder groups.Job Expectations:Visa sponsorship not available.Ability to work at one of the approved locations in the job posting. Relocation assistance is not available for this position.Preferred location(s) listed. Other locations within the Wells Fargo footprint may be considered for current Wells Fargo employees.Willingness to comply with our current hybrid work model; working from a Wells Fargo facility at least four days a week, with the flexibility to work remotely one day a week.Posting Locations:1655 Grant Street, Concord, California 94520401 S Tryon Street, Charlotte, North Carolina 28282401 W Las Colinas Blvd, Irving, Texas 750391150 W Washington Street, Tempe, Arizona 85288Pay RangeReflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $159,000.00 - $305,000.00Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.Health benefits401(k) PlanPaid time offDisability benefitsLife insurance, critical illness insurance, and accident insuranceParental leaveCritical caregiving leaveDiscounts and savingsCommuter benefitsTuition reimbursementScholarships for dependent childrenAdoption reimbursementPosting End Date:18 Oct 2026*Job posting may come down early due to volume of applicants.We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.SummaryLocation: CONCORD, CA; IRVING, TX; TEMPE, AZ; CHARLOTTE, NCType: Full time