Summer 2027 Intern: Data Science

About Us

Live Oak Bank is a digital bank that serves small business owners across the country. Our groundbreaking spin on service and technology has fueled our mission to be America’s Small Business Bank. Our products help customers buy, build, and expand their business, and our high-yield savings and CD products help them grow their hard-earned money. At Live Oak, we never lose sight of the well-being of our people. We believe our employees are the heart of our company. Our commitment to our customers and culture is intertwined, and we seek those who embody and embrace what it takes to empower the American dream.

Ready to make an impact? We're looking for an onsite intern to join our team for the 10-week Summer Internship program (May 17 - July 23, 2027) at our headquarters in Wilmington, NC. Applications are due by 11:59 p.m. ET on Monday, September 28th.

How This Role impacts Live Oak and its People

The analytics team at Live Oak creates data science and analytics solutions to improve our processes and products. We work closely with key stakeholders to deeply understand their business and identify key areas where data can have a large impact. In this role, you will also gain a deep understanding of small business banking.

What You’ll Do at Live Oak

• Work with key stakeholders to define and measure critical KPIs

• Build data visualizations to monitor business unit performance and display key insights

• Deep dive into complex data sets using SQL and python to improve business and product decisions

• Use machine learning to greatly increase the efficiency of our processes and products

• Identify new data sources and work to integrate them into our data platform

• Communicate and present results to key stakeholders to drive business value

How You’ll Do It

• Top Tier Intelligence: Ability to simplify complex situations; ability to make sound judgments; ability to research and analyze data to drive strategies and outcomes.

• Creative Thinker: Values innovation and evaluates multiple alternatives to achieve goals.

• Execution-oriented: Capable of delivering a strategy/concept to completion, measuring performance, evaluating, and reacting appropriately.

• Partner focused: Engenders trust among peers and partners. Concerned for personal and professional development of others. Demonstrates real empathy with the success and failures of others.

Required Experience

• Currently enrolled in a full-time degree program such as Finance, Applied Mathematics, Computer Science, Statistics, Data Science or other related field

• Experience in scripting languages (e.g. Python), Data Querying languages (e.g. SQL), and data visualization software

• Strong partnership skills and the ability to work collaboratively across various groups in the organization

• Knowledge of basic statistical analysis

#LI-DNI

Our Values

• Dedication: Possess a deep commitment to Live Oak Bank’s mission and core values, exemplified through a strong work ethic, adaptability and pride in your work.

• Ownership: Take initiative to deliver positive results by proactively and creatively solving problems, while maintaining a high degree of quality.

• Respect: Treat everyone with courtesy, politeness, and kindness.

• Innovation: Embrace fresh ideas and fearlessly contribute new solutions to emerging or existing problems.

• Teamwork: Foster collaboration, accountability, and trust with others and understand that together, we do more

For a detailed overview of our employee benefits please visit:

Live Oak Bank is an Affirmative Action and Equal Opportunity Employer, Minorities/Women/Veterans/Disabled. We consider applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, veteran status or disability. Equal access to programs, service and employment is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify human resources at View email address on aiapply.co.

EEO is the Law

The base pay range for this position is $19.77 - $32.12 per hour. Compensation may also include annual bonuses and long-term incentives, subject to various metrics and company policy. A candidate’s salary is determined by several factors including travel, relevant work experience or skills and expertise.

Please note that we provide at least the minimum requirement of paid sick leave to our employees who reside in states that require employer-paid sick leave, including but not limited to Arizona, California, Colorado, District of Columbia, Maine, Maryland, Massachusetts, Michigan, Nevada, New Jersey, New Mexico, New York, Oregon, Rhode Island, Vermont, and Washington.