Bi-Lingual Mortgage Loan Officer - Orlando, FL
Clayton Homes
Why Silverton Mortgage We are a people first organization that was voted a top place to work by the Atlanta Journal and Constitution and the Financial Services Industry. We believe in giving back and we do so through The Silverton Foundation. Our strong communication skills drive customer satisfaction. We offer extensive product lines and maintain an in‑house loan process that offers a competitive edge. We have fun! Benefits Competitive pay and benefits, 401(k) match, 10 holidays, PTO, Volunteer Time Off. Weekly Sales Training: review and discussion of sales tactics, accountability, setbacks, and success stories. Product Training Lunch n’ Learns: product launches, sales and marketing training, including product guides, system training, sales tactics, and overview of marketing material. President’s Club: recognition of highest standards in sales and client satisfaction, plus an all‑inclusive, all‑expenses paid trip. National Sales Calls and Rallies: recap of monthly numbers and team goals, celebration of top producers, learning opportunities with peers, operations and executive leadership. Annual In‑Person & Online 8‑hour Licensing CE: customized CE delivered in‑person or live‑streamed online. CRM: tools for staying in touch with prospects and referral partners, automated marketing campaigns, SMS, and webphone tools. Social Media: training and materials to grow and manage platforms; 1‑1 support available. Responsibilities and Duties The Mortgage Loan Originator (MLO) reports to a direct Branch Manager and is responsible for originating residential mortgage loans that meet Silverton’s guidelines. Mortgage Loan Officers are responsible for abiding by and remaining in compliance with all Federal and State laws governing the mortgage industry, as well as any additional applicable laws in the states in which Silverton is currently licensed. Maintain active Mortgage Loan Originator licensure and keep current information in the National Mortgage Licensing System. Abide by Silverton’s company‑specific compliance policies, including but not limited to Silverton’s Anti‑Money Laundering policies, Safeguard Governance, Regulation Z, Red Flag, RESPA and other policies. Meet production guidelines as established by the Branch Manager. Originating the file, quote, making application, disclosing within RESPA, Reg Z and Fair Credit and Reporting guidelines and requesting all required documentation from the client. Communicate the loan process to borrowers, fully describing the borrower’s responsibilities during the loan application and loan term. Verify information provided by your borrower, complete the application review, and prepare the file for submission to underwriting, meeting all conditions. Submit files into processing. Self‑manage your time and structure work hours ensuring availability to customers and Silverton’s support staff. Generate your own leads; your business should be built on referrals from existing customers and contacts, as Silverton does not provide leads. Qualifications Meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including successful completion of background checks and obtaining a Unique Identifier from the NMLS. Preferred minimum of 2 years of residential mortgage origination experience. Documented residential mortgage loan volume in the past 12 months. Established relationships with local referral networks. Ability to communicate clearly and effectively with a variety of audiences. Strong computer skills, experience with laptop technology and loan originator software. Excellent time management skills. Silverton Mortgage is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. #J-18808-Ljbffr
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