Business Banker

Business Banker Position

This position is primarily responsible for supporting clients by providing banking services, managing transactions, and assisting with financial solutions while gaining experience and developing skills for career growth in the banking industry. This role involves working closely with business and ag clients to manage their financial portfolios, support their growth, and ensure their banking requirements are met efficiently.

Qualities of the successful candidate include:

• Three to five years of prior lending experience preferred
• Ability to build and maintain strong relationships with clients, addressing their needs and providing effective solutions
• Clear and professional verbal and written communication to interact with clients, colleagues, and management
• Ensuring accuracy in transactions, financial analysis, and record-keeping
• Ability to identify issues and find efficient solutions, particularly in customer service and loan processing
• Ability to identify opportunities to cross-sell banking products and services to existing and potential clients
• Strong time management and the ability to prioritize tasks in a fast-paced environment
• Ability to analyze financial data, assess client needs, and support lending decisions
• Working effectively within a team and supporting senior bankers and other colleagues in achieving branch goals
• Understanding of a wide range of financial products (e.g., loans, savings accounts, credit cards) and services offered by the bank
• Basic knowledge of financial statements, credit risk assessment, and loan underwriting processes
• Understanding of banking regulations, industry standards, and compliance requirements (e.g., KYC, AML)
• Knowledge of risk management principles and practices, especially in lending and investment activities
• Familiarity with banking systems, software, and tools used for account management, transactions, and financial analysis
• Awareness of current economic conditions, market trends, and their impact on banking operations and financial products
• Ability to calculate figures and have good verbal and written communication skills
• Ability to multi-task and work under stress and pressure
• Dependable, trustworthy, and maintain confidentiality
• Available and willing to travel to offsite locations when the employer deems it necessary to meet business or ag needs
• Ability to communicate thoughts clearly, both orally and written. Ability to communicate with co-workers, colleagues, and customers effectively and professionally

Responsibilities of this position include (but not limited to):

• Assisting clients with daily banking transactions, including deposits, withdrawals, and account management
• Supporting senior bankers in managing customer relationships, offering personalized financial advice, and identifying opportunities for cross-selling banking products
• Building and nurturing relationships with new and existing clients to understand their financial needs and offer tailored banking solutions
• Conducting financial analyses, preparing reports, and assisting with credit assessments for loan applications
• Actively contributing to the growth of the bank's loan and deposit book by identifying potential lending opportunities and working to close deals
• Ensuring compliance with banking regulations, internal policies, and credit risk management practices
• Managing and following up on loan applications, ensuring timely processing and communication with clients
• Responding to customer inquiries, resolving issues, and ensuring high levels of customer satisfaction

We offer a competitive benefits package that includes Medical, Dental and Vision; FSA or Dependent Care; Supplemental Accident, Hospital, or Critical Illness Plans; Employer paid Life Insurance, Short Term Disability, and Long-Term Disability; and Additional Voluntary Life Insurance Options. Paid Vacation, Sick and Volunteer leave; 401K and Profit Sharing. As part of our employee benefits package, we offer exclusive perks such as discounted rates on banking and mortgage services, fee waivers, and access to special financial products. These benefits are designed to support your financial well-being as a valued member of our team.

Compensation for positions is based on the specific position and may be paid in the form of an hourly wage, overtime, a semi-monthly salary, commissions, or a combination of them. Depending on the specific position, some may be paid solely on commissions or others may include a bonus structure.

Plains Commerce Bank is an Affirmative Action/Equal Opportunity Employer committed to providing equal employment opportunity without regard to an individual's race, religion, color, gender, national origin, ancestry, age, sexual orientation, disability, or veteran status.