Senior Product Manager, Lending

Role Description

We are seeking a Senior Product Manager, Lending to join our Product team at Step and own the end-to-end development of our lending products. In this role, you will shape the lending roadmap to align with Step's broader business goals, operating at the intersection of customer experience, loan performance, underwriting, and partner ecosystems, and balancing growth, risk, and compliance as we scale.

As we continue to grow, you will play a crucial role in using data-driven insights to define priorities, executing product strategies, and collaborating with external lending partners. This role will work closely with cross-functional teams, including design, engineering, data science, legal, compliance, operations, and finance, and leverage AI tools to move faster from insight to shipped product.

As part of Beast Industries, MrBeast's family of companies, Step is positioned to scale significantly over the next 12-24 months, and lending is at the center of that growth.

• Partner with leadership to refine Step's lending product vision and strategy, ensuring alignment with customer needs and business objectives
• Leverage analytics, user insights, and industry trends to identify high-impact features, optimizations, and experiments
• Work cross-functionally with design, engineering, data science, legal, compliance, operations, finance, and external lending partners to build, launch, and scale products
• Monitor key product metrics, measure impact, and iterate based on learnings to continuously enhance the customer experience
• Balance growth, risk, and compliance in product decisions, working closely with underwriting and credit teams to keep loan performance healthy as the portfolio scales
• Use AI tools to deliver better consumer lending experiences and business outcomes faster

Qualifications

• 8+ years of product management experience, preferably in consumer fintech products
• A track record of scaling consumer lending products, from ideation to launch and growth
• Strong analytical skills, with experience using BigQuery, Looker, Mixpanel, or similar analytics tools
• Experience using AI tools day-to-day, with evidence of how they've made your work faster or better
• Exceptional written and verbal communication skills, with the ability to influence and align stakeholders
• Deep customer empathy and a passion for building products that deliver real value
• A proactive, outcome-oriented mindset with a bias for action — you act as an owner and move with urgency

Requirements

• A background in software engineering or technical product management
• Experience working directly with underwriting, credit risk, or bank and lending partner ecosystems
• Prior experience at an early- or growth-stage startup

Benefits

• Competitive compensation and stock options
• Generous medical, dental, vision, and company-paid life insurance
• 401k plan with Safe Harbor company matching
• Flexible vacation policy and paid company holidays
• 12 weeks paid parental leave with flexible return to work
• Company-provided technology package

Company Description

Step is a wholly owned subsidiary of Beast Industries, the media and entertainment company founded by Jimmy Donaldson (MrBeast), the most-watched person in the world. Beast Industries spans digital media, consumer products, philanthropy, and new ventures, with an audience reach no consumer company has ever had — and Step is tasked with turning that reach into financial literacy and tools for the next generation at massive scale.

With Beast's distribution and brand behind it, Step is positioned to scale significantly over the next 12 months, and joining now means helping shape that trajectory from the inside.

Step is a remote-first company building banking for the next generation.