USA Underwriting & Portfolio Management Analyst

USA Underwriting & Portfolio Management Analyst Country: United States of America Responsibilities Collects, packages, reviews and reconciles loan application documents including financial/credit exhibits under various underwriting programs. Orders and performs the preliminary review of all third‑party reports (appraisal, inspection and environmental) for compliance with guidelines. Analyzes, interprets and underwrites complex transactions in compliance with respective agency guidelines. Conducts detailed economic and demographic research to determine feasibility of transactions. Assists the underwriter in preparing and presenting a comprehensive loan approval package to the credit committee. Conducts inspections of physical assets. Qualifications Bachelor’s Degree or equivalent work experience in Finance, Accounting, Management, Economics or a related field. (Required) Three years of related experience and/or training. (Required) Excellent written and verbal communication skills. Strong analytical skills and proficiency with financial statements. Ability to work in a fast‑paced environment with little supervision. Ability to work well with others and on teams. Proficiency in Microsoft Office (Word, Excel, PowerPoint). Strong judgment and sound credit skills. Knowledge of federal banking regulations. Established work history or equivalent demonstrated through experience, training, military service, or education. Certifications: None listed for this role. Pay Range (Annual) Minimum: $63,750.00 USD Maximum: $97,500.00 USD Benefits Link to Santander Benefits: Santander Benefits – 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture We embrace a strong risk culture and expect professionals at all levels to take a proactive and responsible approach toward risk management. EEO Statement At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions Frequent minimal physical effort such as sitting, standing, and walking is required. Depending on location, occasional moving and lifting of light equipment or furniture may be required. Location Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization Banco Santander S.A. #J-18808-Ljbffr