Senior Financial Planner

Financial Planner

Our client is a fee-only Registered Investment Advisor and multi-family office. The Financial Planner is a client-facing role that partners closely with the Lead Advisor to deliver a seamless, high-touch planning experience across investments, financial planning, estate, retirement, and tax coordination. The ideal candidate is a Certified Financial Planner (CFP®) who is detail-oriented, proactive, and comfortable owning the follow-up process from start to finish. This is a fully remote position open to candidates anywhere in the United States.

Candidates should be familiar with and able to work confidently in the firm's core platforms. Direct, hands-on experience with the following is expected:

• iRebal (Schwab) — portfolio rebalancing and trade generation.
• Black Diamond — trading, performance reporting, and quarterly billing review.
• Wealthbox CRM — client records, task management, and workflow tracking.

Additional systems used in the role include Right Capital (financial planning) and the Charles Schwab Advisor Center. Familiarity with these is a strong plus.

Day-to-day / Ongoing Responsibilities:

• Field client questions and conduct proactive outreach for follow-up until outstanding items are resolved.
• Maintain client details in Wealthbox CRM and other software systems.
• Help onboard new clients and households, including systems updates and paperwork.
• Manage the estate planning process from beginning to end, and keep tax files current.
• Coordinate calls with clients and insurance companies to request in-force illustrations, and obtain 401(k) information to facilitate rollovers.

Trading Responsibilities:

• Master the trading process and serve as backup to the primary trader through Black Diamond.
• Identify trades, build the trade blotter, review trades for accuracy, execute, and document trades.
• Assist with asset allocation reviews.
• Maintain the margin management spreadsheet.
• Learn and master iRebal at Schwab.

Planning-Related Responsibilities:

• Complete data collection and request additional documents in advance of annual review meetings.
• Enter financial details into planning software (Right Capital).
• Fact-check and present financial plans to clients over Zoom.
• Document follow-up items clearly in Wealthbox CRM.
• Prepare recommendations and present them to the client using the Recommendations Template.
• Update recommendations and action items following meetings.
• Complete specific planning spreadsheets as assigned — real estate, home affordability, and health insurance analyses.
• Prepare a full financial plan and recommendations to send to clients after the annual planning meeting.
• Prepare the Lead Advisor for in-person meetings and field follow-up.
• Own the follow-up process to get clients to complete all to-do items.

Estate Planning Responsibilities:

• Schedule time with clients to create, update, and review their estate plans.
• Process documents and arrange notary.
• Complete the process and file originally executed documents in the client file.

Retirement Plan Responsibilities:

• Assist with beginning-of-year retirement plan data requests and request year-end projections through the TPA.
• Communicate with tax and the TPA once retirement plans are funded.
• Process required minimum distributions (RMDs).
• Act as liaison between the client, TPA, and tax preparer.

Tax Planning Responsibilities:

• Assist with year-end tax planning — requesting reports, retirement plan estimates, and tax strategy.
• Prepare tax projections using tax tools.
• Handle tax document collection.
• Support Business Management during high-volume tax prep seasons (March/April and September/October).
• Experience with tax preparation is a bonus but not required.

Project-Based Responsibilities:

• Lead planning-related tasks that have specific timeframes for completion.
• Update the Periodic Table of Investment Returns and prepare market updates for clients and prospects.
• Conduct beneficiary and estate reviews.
• Conduct insurance reviews.

Qualifications:

• Certified Financial Planner (CFP®) designation.
• Experience at a fee-only Registered Investment Advisor (RIA).
• Hands-on experience with iRebal, Black Diamond, and Wealthbox CRM.
• Experience with Charles Schwab Advisor Center and Right Capital financial planning software.
• Strong analytical, organizational, and problem-solving skills with excellent attention to detail.
• Outstanding communication and interpersonal skills; able to represent the brand with clients.
• Ability to work effectively and independently in a fully remote environment.