Risk Advisor - Commercial Lines

Risk Advisor - Commercial Lines

Towne Insurance is hiring a Commercial Lines Risk Advisor to join our Charlotte, NC team. This is a sales-oriented position, requiring advanced communication skills, a thorough knowledge of the insurance products available through this agency, and proven ability to pursue and close sales developed through leads provided by bank personnel and through own relationships.

Towne Insurance is a nationally recognized top insurance and risk management firm specializing in customized insurance solutions for all segments of business clients, families, and individuals. At Towne Insurance, we take pride in serving others, enriching lives, and providing our members exquisite service. Our employees are our most valuable asset, and we take time to invest in their health, happiness, and education. We hire motivated, self-directed professionals who desire to give back to their communities.

Contact leads in a timely manner

Gather information from insured and other sources to determine which companies to quote and place account with

Complete "Acord" or company specific applications

Obtain quotes or assist marketing in obtaining quotes from underwriter personnel quoting in our office

Present proposals to insureds

Verify that all policies are bound with insurance companies in writing prior to or on the effective date of the policy

Assist with financing options and determine pay plan

Check new business policies for accuracy

Contact insured as needed for collecting outstanding balances according to office procedures and maintain a current balance on all insured's accounts

Work with the customer service representative to insure that all renewals, endorsements, audits, cancellations, claims, finance agreements, certificates and other customer requests are handled in an accurate and timely manner according to the office procedures

Keep P & C license active and increase insurance knowledge by attending continuing education classes

Attend office and company meetings as necessary

Handle other duties as necessary

Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA).

Current P & C license

Excellence in dealing with customers

Professional appearance and attitude

Strong people/interpersonal skills

Knowledge of insurance forms

Knowledge in insurance company operations

Strong decision making ability

Dependability and punctuality

CIC or CPCU designation

Insurance company relationships

Other industry relationships

Strong community relationships and areas of interest to complement insurance competency

Ability to find new markets and develop underwriter rapport

Excellent growth and advancement opportunities

Competitive pay based on experience

Health, vision, dental, and Employee Assistance Program

Paid time off to include holidays, PTO, sick leave, and bereavement

Profit Sharing

Continuing education opportunities

401K & Employer Matching

Employee discounts

Identity theft protection

Tuition Reimbursement

Paid Training Opportunities

Paid Parental Leave

Wellness Plan

Volunteer Opportunities

Our member-centric approach empowers our team members to build lasting relationships with the businesses, families, and communities we serve, leading to opportunities and bright futures for our dedicated insurance professionals.

We value and respect the impact our colleagues make every day both inside and outside our organization. We encourage professional and personal development and embrace a culture that celebrates and promotes the diverse talents, backgrounds, and perspectives of our colleagues and members.