Loan Underwriter

Loan UnderwriterJob Description Loan Underwriter Required Education: High School diploma or equivalent Required Qualifications: Consumer Loan Processing experience – Prefer Auto Loan Excellent verbal and written communication Multi-tasking in fast paced environment Previous experience processing credit applications and decision of credit and assessing risk of applicants Responsibilities: Process and decision credit applications and assess risk of applicants consistent with Loan Processing policy Underwrite consistent with our fraud processes, applying override rules and adjudicating the correct promotions Make sure all personal and dealer information is logged into the system correctly and accurately with a high attention to detail Adjudicate credit decision within service level agreement (SLA) time range of receipt of application Field and service dealer/customer client questions relating to underwriting, operational or procedural details Provide various direct mailings of current programs to dealers as needed in an effort to develop relationships Carry out dealer penetration and relationship building campaign initiatives tele-consulting, dealer meetings and open houses Maintain working knowledge of the products that finances and knowledge of manufacturer's suggested retail prices (MSRP). Assist management and other departments as needed with periodic operational, clerical, regulatory and customer service initiatives which do not violate separation of duties principles Assist in managing fraud and mitigating Bank Secrecy Act / Anti-Money Laundering (BSA/AML) risk by following approved policies Follow underwriting and scorecard processes to include properly documenting accounts using the correct mitigating factors.**Only those lawfully authorized to work in the designated country associated with the position will be considered.****Please note that all Position start dates and duration are estimates and may be reduced or lengthened based upon a client's business needs and requirements.**