Analyst - Credit Portfolio Analytics - Credit Risk

Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the firm to realize efficient risk‑adjusted returns, acting as a strategic advisor to the Board and protecting the firm from exposure to losses as a result of credit, market, liquidity, operational, model, and other risks. Background on the Position The role resides within the Firm Risk Management’s Credit Risk Management department. The team is dedicated to analyzing portfolio risk with each lending business, including calculating and conducting ACL (Allowance for Credit Losses) and stress loss analysis. Primary Responsibilities Evaluate and analyze ACL results under CECL and IFRS9 methodologies and regulatory stress tests (CCAR). Create and deliver presentations to management audiences to aid in analysis and understanding of the ACL. Ensure proper implementation of governance and controls, including updating documentation and project‑management of recurring and ad‑hoc deliverables. Collaborate with risk analytics and technology groups on model implementation and testing. Perform UAT testing on projects to streamline and enhance existing stress‑testing models, data tables, and analysis tools. Experience and Skills Bachelor’s degree required. Strong quantitative and analytical skills. Ability to clearly summarize and communicate complex concepts. Proficient at using Excel and PowerPoint to efficiently organize, transform, and analyze data; key skills include data lookups (e.g., VLOOKUP, INDEX/MATCH) and transformations such as pivot tables, as well as writing logic‑based formulas. Basic knowledge of programming languages such as SQL, VBA, R, or Python is a plus. Hard‑working, team player, self‑starter with a desire to learn, attention to detail, and problem‑solving skills. Benefits Expected base pay ranges from $75,000 to $95,000 per year at the commencement of employment; additional compensation may include commission earnings, incentive compensation, discretionary bonuses, and other benefit programs. Comprehensive employee benefits and perks, including support for work–life balance and professional development. Morgan Stanley is an equal‑opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect a strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. Our workforce reflects a broad cross‑section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences. For more information, please visit #J-18808-Ljbffr