Mortgage Loan Officer

Intra-Mortgage

Job Description

Remote Self-Producing Loan Officer – Hybrid Bank/Broker Model

Work from Anywhere | Low Rates & Costs for Borrowers | Unlimited Earning Potential

We’re hiring experienced, self-motivated Loan Officers to join a 100% remote, hybrid lending platform that empowers you to bank or broker every deal—giving your clients the lowest rates and closing costs in the market for purchase or refinance.

You produce. You close. You keep more of your commission while offering borrowers a true rate-and-cost advantage . No office. No micromanagement. Just results.

What You’ll Do

Originate purchase and refinance loans (FHA, VA, Conventional, Non-QM, Jumbo)
Consult with borrowers remotely via phone, Zoom, and email
Choose banked (in-house) or brokered (TPO) execution per file for optimal pricing
Self-generate your leads
Manage your pipeline in a cloud-based LOS
Ensure compliance with federal/state regulations and investor guidelines

Qualifications (Must-Have)

Active NMLS license (Ohio, Pennsylvania, Michigan, Indiana, or Florida)
2+ years as a producing Loan Officer (self-sourced)
Proven production : Closed $5M+ in volume in the last 12 months
Remote-ready home office : High-speed internet, quiet workspace, dual monitors
Tech-savvy : Proficient with LOS, CRM, and video tools
Compliance-first mindset : Clean record, no disciplinary actions
Self-starter : No hand-holding—W-2 hybrid structure

Preferred Skills

Multi-state licensing (OH, PA, IN, MI, FL, etc.)
Experience with Non-QM, DSCR, bank statement, or ITIN loans
Existing referral network (realtors, builders, CPAs)
Bilingual (Spanish/English) a plus

Compensation & Structure

W-2 pay structure
Basis Points per file (banked or brokered)
No desk fees, no junk fees, no forced add-ons
Bi-Weekly pay | Direct to Investor pricing | In-house processing/underwriting

Why Join Us?

True hybrid model : Bank for speed, broker for pricing— you decide per deal
Borrower-first pricing : Win more deals with lower rates/costs
No corporate red tape : Close faster, earn more
Scale your business : Add LOAs or junior LOAs under your team

Ready to stop leaving money on the table?

Apply

Vacancy posted 23 days ago

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