Remote Benefits Leadership Associate
$95k - $115kAIL
Remote Benefits Leadership Associate
Company: AO Globe Life – American Income Division
Location: 100% Remote
Work Arrangement: Work From Home | U.S. Applicants Only
Schedule: Flexible | Full-Time Availability Preferred
Job Type: 1099 Independent Contractor
Compensation: Commission Only | Weekly Pay | Performance Bonuses
Experience: Entry Level Welcome | No Insurance Experience Required
Training: Virtual Onboarding | Leadership Development | Ongoing Mentorship
Develop Your Leadership Potential. Help Families.
Build Your Future From Home.
Are you a motivated professional who enjoys helping people, developing relationships, and inspiring others to succeed?
AO Globe Life is seeking ambitious, service-oriented individuals to join our growing virtual organization as Remote Benefits Leadership Associates .
This opportunity combines customer service, client relationship management, benefits education, consultative insurance sales, and leadership development .
You'll begin by learning how to serve clients through virtual insurance consultations. As you gain experience, demonstrate consistent performance, and develop your professional skills, you may qualify for additional opportunities involving recruiting, training, coaching, and team leadership.
Whether your background is in customer service, retail, hospitality, healthcare, recruiting, sales, education, or management, your skills may transfer well to our organization.
No previous insurance experience is required. We provide structured training, licensing guidance, professional mentorship, and ongoing development.
Opportunity Highlights
100% Remote — Work From Home
Entry Level — No Insurance Experience Required
Leadership & Management Development
Company-Provided Client Opportunities
No Traditional Cold Calling
No Door-to-Door Prospecting
No Lead Purchasing Required
Weekly Commission-Based Compensation
Performance Bonuses
Renewal & Residual Income Opportunities
Flexible Scheduling
Comprehensive Training & Mentorship
Performance-Based Advancement
What You'll Do
As a Remote Benefits Leadership Associate, you'll develop the skills necessary to serve clients effectively while preparing for potential future leadership responsibilities.
Client Service & Virtual Consultations
Connect with prospective and existing clients.
Schedule and conduct Zoom and phone consultations.
Identify individual and family financial-protection needs.
Explain available life, accident, and supplemental health insurance options.
Answer questions about coverage, benefits, and enrollment.
Provide appropriate recommendations once licensed.
Assist eligible clients with electronic applications and enrollment.
Maintain accurate digital client records.
Conduct applicable follow-up appointments and policy reviews.
Provide ongoing customer service and support.
Follow company procedures and applicable state insurance regulations.
Leadership & Team Development
As you gain experience and qualify for leadership responsibilities, you may have opportunities to:
Assist with recruiting and interviewing prospective representatives.
Support onboarding and training activities.
Mentor developing representatives.
Participate in virtual team meetings.
Help newer representatives establish professional goals.
Provide coaching and constructive feedback.
Support team development and accountability.
Develop communication, presentation, and leadership skills.
Help build a positive, supportive virtual team environment.
Leadership duties are developmental opportunities and are not guaranteed upon entry.
What a Typical Remote Workday Looks Like
Your daily responsibilities may include:
Client Outreach: Contact interested individuals, respond to inquiries, confirm appointments, and conduct follow-up.
Virtual Consultations: Meet with clients through Zoom or phone to discuss their needs and available benefits.
Benefits Education: Explain insurance products and coverage options clearly and professionally.
Enrollment Assistance: Once licensed, help eligible clients complete applications and electronic documentation.
Client Support: Answer questions, assist with applicable policy reviews, and maintain client relationships.
Training & Coaching: Participate in virtual product education, professional-development sessions, and mentorship.
Leadership Development: As qualified, participate in recruiting, coaching, training, and team-development activities.
Independent Organization: Manage appointments, digital records, follow-up, and daily business activity from your home office.
This is a client-facing insurance sales and service opportunity—not an immediate salaried management position.
Company-Provided Client Opportunities
Representatives receive access to company-provided client opportunities, including individuals and families who have requested or expressed interest in receiving information about available benefits.
No lead purchasing is required.
The position may involve outbound calls, appointment scheduling, and client follow-up.
No traditional random cold calling, door-to-door prospecting, or in-person client meetings are required.
Our client-service approach emphasizes:
Connect → Listen → Educate → Recommend → Enroll → Serve
Weekly Commission-Based Compensation
Important Compensation Disclosure
This opportunity is structured as a 1099 independent contractor position with 100% commission-based compensation .
It does not provide an hourly wage, guaranteed base salary, or salaried management compensation.
Compensation opportunities may include:
Weekly commissions on eligible completed business
Performance-based bonuses
Renewal and residual income opportunities
Leadership compensation for qualifying representatives
Additional recognition and incentive programs
Individual earnings depend on completed business, productivity, consistency, and performance.
No specific income is guaranteed. Individual earnings vary.
Applicants should understand and be comfortable with a commission-only compensation structure before applying.
100% Remote — Work From Home
Client appointments, training, coaching, enrollment, and team communication are conducted virtually.
Representatives use:
Zoom
Phone and email
Digital presentation systems
Electronic enrollment platforms
Client-management tools
Online training resources
Virtual team communication systems
Required Home Office Equipment
Applicants must provide:
Reliable desktop or laptop computer
High-speed internet connection
Webcam and microphone
Dependable phone capability
Quiet, professional workspace
Basic computer proficiency
Computer equipment and home internet service are not provided by the company.
This opportunity is available to eligible applicants physically located within the United States.
Flexible Scheduling With Accountability
Representatives have flexibility in organizing their schedules while maintaining consistent activity for:
Client consultations
Appointment scheduling
Client follow-up
Training
Team communication
Professional development
Individual production goals
Leadership responsibilities, as applicable
Successful representatives are self-motivated, dependable, organized, and comfortable managing their own schedules.
Comprehensive Training & Leadership Mentorship
Required Insurance Experience: 0 Years
Previous insurance or management experience is not required.
Training and development may include:
Structured virtual onboarding
State insurance licensing guidance
Product and benefits education
Customer-service development
Client communication and relationship management
Consultative sales techniques
Virtual presentation skills
Electronic enrollment procedures
Digital documentation
Recruiting and interviewing skills
Coaching and mentorship techniques
Team-development strategies
Performance management
Leadership workshops
One-on-one mentorship
Ongoing professional development
Training is provided at no cost but is not hourly compensated.
State Insurance Licensing Requirement
An insurance license is not required when applying.
However, representatives must obtain the appropriate state Life & Health Insurance License before performing activities requiring licensure .
Licensing guidance is provided.
Candidates are responsible for applicable licensing expenses, including study materials, examinations, background screening, fingerprinting, and state fees.
Applicants should be willing and financially prepared to complete the required licensing process.
Professional Support & Qualifying Programs
Eligible representatives may have access to:
Medical insurance reimbursement opportunities
Company-supported life insurance
Accidental Death Benefit coverage
Renewal and residual income opportunities
Professional coaching and mentorship
Leadership-development programs
Union representation where applicable
Virtual business resources
Performance recognition and incentive travel
Eligibility, qualification periods, production requirements, and other conditions may apply.
Performance-Based Leadership Advancement
AO Globe Life provides opportunities for representatives who demonstrate strong results, professionalism, consistency, initiative, and leadership potential.
A potential development path includes:
Benefits Representative → Trainer/Mentor → Team Leader → Management → Advanced Leadership
Future responsibilities may include:
Recruiting and interviewing
Training newer representatives
Coaching and mentorship
Team development
Performance accountability
Leadership
Business organization
Management advancement is performance-based and is not guaranteed.
Required Qualifications
Applicants must:
Be at least 18 years old.
Be physically located within an eligible U.S. location.
Be legally authorized to work in the United States.
Have a reliable desktop or laptop computer.
Maintain dependable high-speed internet.
Have webcam and microphone capability.
Maintain a quiet, professional home workspace.
Be comfortable communicating through Zoom and phone.
Demonstrate strong communication and interpersonal skills.
Be professional, dependable, and self-motivated.
Be able to work independently and manage a flexible schedule.
Be comfortable with consultative insurance sales.
Understand the commission-only compensation structure.
Be willing to complete applicable training.
Hold or be willing and able to obtain the required state Life & Health Insurance License.
Be able to complete applicable state licensing and background requirements.
Preferred Qualifications — Not Required
Previous experience in any of the following may be helpful:
Customer Service
Client Relations
Sales
Recruiting
Human Resources
Retail
Hospitality
Healthcare
Financial Services
Call Centers
Training
Coaching
Team Development
Management
Military Leadership
Education
No college degree, previous insurance experience, or management experience is required.
We value individuals who are coachable, organized, goal-oriented, and genuinely interested in helping families and developing others.
About AO Globe Life
AO operates within the American Income Division of Globe Life and helps working families understand available financial-protection benefits.
Our virtual organization emphasizes client service, mentorship, professional development, accountability, performance, and leadership growth.
Our Mission: Protect Every Child. Serve All Working People.
Virtual Interview Process
Qualified applicants will first receive an approximately 15-minute career overview explaining the position, responsibilities, compensation structure, licensing requirements, training, client process, and leadership-development opportunities.
Candidates who remain interested may then participate in a live Zoom interview with our hiring team.
Ready to Develop Your Leadership Potential?
If you're motivated to build a remote career combining client service, insurance education, consultative sales, professional development, and future leadership opportunities, we encourage you to apply.
Please apply only if you meet the minimum requirements, understand the commission-only compensation structure, and are willing and able to complete the required insurance licensing process.
Apply today with your updated resume to be considered for our Remote Benefits Leadership Associate opportunity with AO Globe Life.
Serve Families. Develop Skills. Mentor Others. Build Your Future.
Important Information About This Opportunity
This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.
Candidates selected to move forward should be prepared to:
• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense
No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.
This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.
American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.
Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.
$95k - $115k
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