Credit Analyst

More than 135 years ago we started with core values that never go out of style: listen learn and help businesses and individuals reach their goals. These core values shape our culture and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the tenth consecutive year.

With more than $18 billion in assets and 150 branch locations throughout Washington Oregon Idaho and California we understand our role in the economy and take that responsibility addition to offering a source of capital to personal banking clients and businesses of all sizes we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

As a Credit Analyst you play a key role in helping the bank make sound responsible lending decisions that support our clients and communities. Your analysis and insights help balance growth with risk ensuring every credit decision is thoughtful compliant and well supported. This is a great opportunity to deepen your financial expertise while working alongside experienced banking professionals.

In this role youll

• Investigate credit and financial information for prospective and existing commercial clients.
• Analyze business and personal financial statements tax returns cash flow collateral and sources of repayment.
• Prepare credit approval packages spreadsheets summaries and written analyses for loan decision makers.
• Support new renewed and existing loan requests ranging from simple to moderately complex.
• Ensure all work complies with internal policies procedures security requirements and applicable regulations.

What were looking for

• You hold a Bachelors degree in Accounting Business Economics Law Computer Science or a related field (Required).
• An equivalent combination of education and experience can be considered in lieu of a degree.
• You bring two or more years of related credit or financial analysis experience (Required).

What helps you shine

• Youre comfortable analyzing financial statements tax returns and cash flow with a strong grasp of basic accounting principles.
• You bring solid analytical thinking and sound judgment to every credit investigation.
• You can manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment.
• You communicate clearly and professionally both in writing and in conversation.
• You understand federal and state regulations related to commercial lending.
• You are proficient in Excel Word and other applicable systems.

Travel

• 0%

Our Company Values

• Do the right thing
• Mutual respect
• Teamwork
• Accountability

What Our Team Says

I have the opportunity to learn and grow every day in my current role. I love the work life balance knowing that we work hard and strive for high performance but we are celebrated.

Compensation & Benefits

• Targeted starting salary range (based on experience): $30.34- 39.98
• Annual incentive potential
• Comprehensive employee benefits including: medical dental vision LTD STD and life
• Paid vacation time sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement

Review Banners employee benefits at: Employee Benefits Banner Bank

Please take time to review Banner Banks Consent & Privacy notice before applying.

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin citizenship marital status age disability or protected veteran status.

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings . Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.

Required Experience:

IC