MIM - Agribusiness Associate

Associate – Food & Agribusiness Region (Mortgage Origination) MIM’s Food & Agribusiness Region is seeking an extremely resourceful Associate to support the Food & Agribusiness Region. This position will be part of a national team responsible for the origination and servicing of mortgage loans in the food and agribusiness sectors across the continental United States. Location Expectation Hybrid role requiring a minimum of 3 days per week in office (based in Whippany, NJ). Key Responsibilities Business development and asset (loan) origination. Relationship management in collaboration with the team. Portfolio Management. Take the lead role in credit underwriting, and Financing Memo preparation in collaboration with the Mortgage Originators. Industry research on food and agribusiness industries. Collaboration with the Loan Closing team and Mortgage Originators for loan closings. Coordination of loan servicing/reporting in collaboration with Mortgage Originators. Required Qualifications Bachelor’s degree in a related field such as Business, Finance, Accounting, Agriculture, or a comparable discipline. 5+ years of experience in agricultural finance, commercial real estate lending, or related lending activities. Experience supporting lending activities including underwriting, servicing, portfolio management, and commercial credit portfolio administration. Demonstrated experience in commercial credit analysis and decision‑making, including use of financial projection models. Exposure to loan documentation, collateral review, and preparation of credit approval packages, annual reviews, and portfolio reports. Strong portfolio and relationship management skills, with the ability to build and maintain effective customer and peer relationships. Proficiency in MS Office 365, particularly Word and Excel (including spreadsheet creation and formulas). Familiarity with Moody’s RiskCalc or similar credit risk tools. Excellent oral, written, and interpersonal communication skills. Strong analytical, problem‑solving, project management, and multitasking abilities, with the capacity to manage multiple deadlines and requests. Must have appropriate work authorization in the country where the position is located and not require relocation assistance. Preferred Qualifications Self‑manages for effective performance, both independently and within a team. Detail oriented, dependable, discreet, proactive, and highly organized. Builds relationships with internal and external clients. Ability to interpret and apply credit policy consistently across underwriting, servicing, and portfolio monitoring. Strong analytical skills to identify loan‑level and portfolio‑level trends, exceptions, and emerging risks. Clear written communication skills for credit packages and servicing requests. Strong organizational and time‑management skills to handle multiple loans, deadlines, and data requests simultaneously. Advanced Excel proficiency for financial analysis, scenario testing, and portfolio reporting; understanding and use of spreading and platting software. Experience preparing decision‑ready materials for senior credit, risk, or management committees. Working knowledge of loan servicing processes, including renewals, modifications, and covenant management. Familiarity with agricultural lending, rural real estate collateral, and agricultural risk drivers. Benefits We Offer Our U.S. benefits address holistic well‑being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no‑cost short‑ and long‑term disability. We also provide company‑paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, paid time off, paid holidays, volunteer time off, tuition assistance and much more! Equal Opportunity Employer MetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law ("protected characteristics"). Accommodation for Disability If you need an accommodation due to a disability, please email us at View email address on click.appcast.io. This information will be held in confidence and used only to determine an appropriate accommodation for the application process. Legal Notice MetLife maintains a drug‑free workplace. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liabilities. #J-18808-Ljbffr MetLife