Senior Counsel--Treasury Management

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Senior Counsel within PNC's Corporate Governance organization, you will be based in Birmingham, AL; Pittsburgh or Philadelphia, PA; Clevland, OH or Washington, D.C. Responsibilities · Provide pragmatic, risk-balanced legal counsel across a broad range of payments and digital financial services, including payment systems, merchant acquiring/processing, treasury and cash management solutions, digital banking capabilities, and related fintech partnerships. · Advise on applicable laws, regulations, and network rules impacting payments and financial services, and translate regulatory requirements into clear, actionable business guidance. · Monitor legal and regulatory developments and identify emerging trends affecting payments, digital commerce, and financial technology; partner with the business to align strategy accordingly. · Collaborate closely with cross-functional stakeholders—including product, technology, operations, risk, and compliance—throughout the product lifecycle, from ideation through launch and ongoing enhancement. · Draft, review, and negotiate a variety of client-facing agreements, disclosures, and commercial contracts, including channel, partnership, and vendor arrangements. · Review and advise on third-party and fintech partner agreements, including complex integration and service arrangements. · Support interpretation and application of payment network rules, sponsor bank obligations, and industry standards. · Advise on internal risk frameworks, policies, and governance applicable to payments and related businesses. · Help design and improve efficient, scalable legal support models and processes to enable a fast-moving, innovation-driven environment. · Provide legal support, as needed, for commercial card products and programs. Qualifications · JD from an accredited law school and active license to practice in at least one U.S. jurisdiction. · Working relevant experience, preferably in-house or with a law firm supporting financial institutions, payments companies, or fintechs. · Experience with payments, financial services, or technology-enabled products is preferred, but not required. · Demonstrated ability to learn quickly, operate with curiosity, and adapt in a dynamic, evolving business environment. · Strong analytical and problem-solving skills, with the ability to translate complex legal concepts into practical, business-oriented advice. · Effective communicator and collaborator, comfortable working with cross-functional teams and senior stakeholders. · Sound judgment and ability to balance legal risk with business objectives, particularly in innovative or ambiguous contexts. PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description Performs significant and complex legal work while regularly interacting with management. Oversees legal research, analysis, consultation, and documentation within a framework of legal compliance and risk management. Responsible for managing the expense for outside counsel relationships, provides strategic direction on when to leverage outside counsel. Works with outside counsel combining their advice with analysis and feedback from internal stakeholders to provide practical guidance. Networks with outside organizations to advance legal interests and legal health of the corporation and its industry. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Legal Compliance, Legal Consulting, Legal Practices, Legal Risk, Regulatory Compliance, Risk Assessments Competencies Business Ethics, Decision Making and Critical Thinking, Effective Communications, Establishing and Maintaining Trust, External Resource Management, Influencing Through Expertise, Legal Analysis, Legal Function, Negotiating, Problem Solving Work Experience Roles at this level require a Juris Doctorate (J.D.) degree from an accredited law school and licensed to practice law in at least one jurisdiction. Industry-relevant experience is typically 8+ years. Education JD (Required) Certifications Active State License - Multiple Issuers Licenses No Required License(s) Pay Transparency Base Salary: $50,000.00 – $296,400.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance. Application Window Generally, this opening is expected to be posted for two business days from 06/08/2026, although it may be longer with business discretion. Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at View email address on click.appcast.io. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call View phone number on click.appcast.io and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices. For nearly 160 years, PNC has strived to make a meaningful impact for our employees, customers, communities, and shareholders. We believe our success and positive reputation are built on open and honest dialogue, an unwavering focus on smart risk management, relationship-based customer service and community investments. Our inclusive workplace allows our employees to be heard, valued, and developed to do their best work. Being a great place to work means we are making a lasting difference for everyone we serve. Check out the top reasons to join PNC. PNC’s total rewards package includes things like time off, benefits, learning and career development, wellness programs, recognition and much more. The benefits and programs highlighted below are just a sampling of what PNC offers its employees. To learn more, visit our Total Rewards page. If you're not ready to apply yet, or you'd like to learn more about PNC, join the Talent Community to receive regular updates on what's happening at PNC and available career opportunities. Click to join!