Mortgage Loan Officer

We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. Job Description Office Location: Fort Worth, Texas, United States The incumbent is responsible for providing secondary market mortgage loans to consumers. The incumbent has extensive contacts on a daily basis with Bank customers and personnel as well as outside contact with real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities to insure a competitive product that meets the customer's needs. Essential Functions Proactively solicits new prospects for residential mortgage secondary market loans through contacts and referrals with Bank customers, real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities; Conducts interviews with prospective borrowers in order to analyze financial and credit data to determine customer financing objectives; Advises customers of product/pricing policies and guidelines and gathers any additional required information; Continually identifies, develops and maintains a quality network of personal and business relationships that serves as a recurring source of referrals for new mortgage lending opportunities; Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements; Demonstrates a commitment to professional ethics. Participates in job specific training and other various bank training programs as required. Complies with all Federal and State Laws and Regulations including BSA, AML and all bank policies and procedures. Other duties as assigned. Actively participate in the sales and service culture, support the values of the organization and follow established Bank policies and procedures. Minimum Qualifications High school diploma or equivalent Two years of mortgage loan experience, and one year of real estate/sales experience are required. Bachelor’s Degree with specialization in real estate or finance may substitute in lieu of experience. Working knowledge of mortgage lending and laws/regulations procedures is necessary. Must be familiar with FNMA, FHLMC, FHA, and VA regulations and guidelines as well and other loan programs offered. Proficiency in Microsoft Word, Excel, and related computer applications is also required. Incumbent must be able to work with limited supervision. Professional demeanor as well as effective oral communication and interpersonal skills are essential. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. #J-18808-Ljbffr First Financial Bank Texas