Underwriter

Help us insure it Tokio Marine HCC is a global industry‑leading specialty insurance group, backed by the strength and stability of the Tokio Marine Group. Offering over 100 classes of specialty insurance, we empower clients to pursue opportunities confidently through our “Mind Over Risk” philosophy. More than an insurance company, we are an organization built on innovation, unity, and trust. At our core, we are Always Advancing, driven by innovation and an entrepreneurial spirit that keeps us moving forward. Our people are Experts in Tomorrow, using curiosity and smart working to anticipate what’s next. With a culture rooted in Reaching Out, we foster genuine collaboration and support, ensuring every individual has the opportunity to succeed and make a difference. Role Overview Under supervision, makes underwriting recommendations and decisions to protect the financial assets of the company and the carrier. Reviews proposal requests to evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing. Establishes, maintains, and develops producer relationships. This position has defined underwriting authority and business development responsibility. Key Responsibilities Meet annual company goals for profitability, renewal retention, revenue growth, and new business production. Evaluates risk acceptability within established guidelines and set appropriate rates and factor levels. Analyze proposed plan changes to acceptability and cost. Work in conjunction with the sales department to follow‑up on quoted cases. Communicates with third‑party administrators/brokers to answer questions, explain decisions, deal with issues, build, and maintain productive relationships. Respond appropriately and in a timely manner to service requests. Complete requests for proposal (RFPs) in a timely manner and follow‑up for status and competitive numbers. Ability to occasionally travel to visit external and internal for sales and business development as needed. Ability to successfully participate in and complete projects and other activities as assigned. Other duties as assigned. What You Bring 4 Year / Bachelor's Degree in Business Administration, Accounting, Finance, a related field, or the equivalent education and/or experience 2 years of preferred relevant experience in Stop Loss underwriting Preferred work towards Certified Employee Benefits Specialist (CEBS), Fellow of the Life Management Institute (FLMI), or Chartered Life Underwriter (CLU) certification(s) Ability to read and interpret documents such as plan of benefits, bid specifications, claim reports, and procedural manuals Possess and have ability to apply knowledge of principles, practices, and procedures Solid written and verbal communication skills with an emphasis on confidentiality, tact, and diplomacy Advanced organizational and analytical skills; demonstrated ability to manage multiple tasks simultaneously Knowledgeable of industry changes, legal updates, and technical developments related to applicable area of the Company's business to proactively respond to changing business environment Intermediate proficiency and experience using Microsoft Office package (Excel, Access, PowerPoint, Word) Collaboration skills and ability to work on a team. Adaptability and willingness to learn. Strong organizational skills Preferred: previous knowledge and experience using Young Consulting’s ESLOffice or equivalent. What We Offer Competitive salary and comprehensive benefit package Strong learning culture with ongoing development opportunities Opportunities for growth and career advancement Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment Basic life and disability insurance 401(k) plan with 6% company match 20 days of PTO, two floating holidays, approximately 11 paid holidays, and volunteer time off Paid parental leave Access to our award‑winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription Student loan matching program Employee discount program An opportunity to do meaningful work and love what you do About Us Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Europe, and other exciting locations. With the strength and stability that comes from being a member of the Tokio Marine Group, and more than fifty years of growth, profitability, and stability, we offer important insurance products that most people don’t even know exist. Every policy we write is special, enabling our clients to do amazing things. For over 50 years, HCC Life Insurance Company, operating as Tokio Marine HCC – A&H Group, has been at the forefront of medical stop‑loss insurance. In addition to traditional stop‑loss, we offer captive and Taft‑Hartley stop‑loss solutions, level funded stop‑loss, Organ & Tissue Transplant insurance and MedPlus insurance. Tokio Marine HCC – A&H Group is rated A++ (Superior) by A.M. Best Company and benefits from the financial stability of its parent company, Tokio Marine HCC. Applying our Mind Over Risk philosophy to writing insurance allows our customers to take on opportunity with confidence. That philosophy defines our way of thinking, unites us as a team, and differentiates us from our competitors. We are much more than just an insurance company; we are a good company. Equal Opportunity Employer TMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances. #J-18808-Ljbffr Tokio Marine HCC – A&H Group