Sr. Treasury Analyst

Req ID: 494334


*Applicants must be legally authorized to work in the United States. We do not provide sponsorship for employment visas now or in the future.*

Welcome to Love's: Our Finance deparment is seeking an experienced Senior Treasury Analyst to lead process improvements, support capital structure and financing strategies, and serve as a subject matter expert on cash, banking, and risk management activities. Play a critical role in managing and optimizing the organization's liquidity, cash flow, banking infrastructure, debt, and financial risk management programs, including foreign exchange (FX) and interest rate risk. This position executes daily Treasury operations across corporate and retail cash management and partners cross-functionally with Finance, Accounting, Tax, Legal, IT, and Operations to support strategic Treasury initiatives.

Job Functions:

Cash and Liquidity Management

• Lead daily cash positioning and liquidity management across the Love's Family of Companies, ensuring sufficient liquidity to meet operational and strategic obligations.
• Develop and maintain short-term and long-term cash flow forecasts; partner with FP&A to analyze forecast variances and establish working capital metrics.
• Manage cash concentration, disbursement, and pooling structures, including intercompany cash management and short-term investment and borrowing strategies.
• Execute and review wire transfers, ACH payments, and other disbursements to ensure accurate, timely, and well-controlled processing.

Retail Cash Management

• Support store-level cash management programs, including cash recyclers, armored carrier services, and currency and coin ordering.
• Partner with Operations, Technology, and Accounting to improve retail cash processes, reconciliation, and reporting accuracy.

Banking and Financial Institution Relationships

• Manage day-to-day relationships with banking partners, including analysis of bank fees and service levels and support for fee and agreement negotiations.
• Oversee bank account administration, including account openings, closings, signatory updates, KYC and beneficial ownership documentation, and FBAR-related banking records.
• Serve as a Treasury liaison to internal business partners, including Accounts Receivable, Accounts Payable, Legal, Tax, and IT.

Debt, Capital Markets, and Investment Management

• Support daily management of the Company's revolving credit facility, including borrowings, repayments, and monthly debt accruals.
• Track and manage the debt portfolio, monitor covenant compliance, and prepare lender and credit facility reporting.
• Develop interest expense models and identify opportunities to lower interest expense and optimize borrowing capacity.
• Provide analysis and recommendations on capital structure, financing strategies, and short-term investment opportunities consistent with Company policy and risk tolerance.

Financial Risk Management

• Partner with Finance to identify, monitor, and mitigate foreign exchange, interest rate, and counterparty risks.
• Execute hedging strategies in alignment with corporate policy, including managing FX trading platforms, counterparty relationships, confirmations, and settlement processes.
• Ensure Treasury activities comply with internal controls, Treasury policies and procedures, and regulatory requirements.

Reporting and Analysis

• Prepare and present Treasury reports and analytics to senior leadership, including cash position summaries, liquidity metrics, forecast variances, risk exposures, and debt performance, along with ad hoc analyses to support strategic decision-making.
• Support month-end, quarter-end, and year-end close, including bank reconciliations, journal entries, and financial statement disclosures.
• Support internal and external audits by preparing documentation and responding to inquiries related to Treasury operations.

Process Improvement and Technology

• Drive the implementation, optimization, and maintenance of Treasury technology, including the treasury management system (TMS), ERP integrations, exposure management tools, and cash forecasting platforms.
• Partner with IT to implement automation and process improvements that improve reporting accuracy, reduce manual processes, and strengthen operational controls.
• Evaluate structural improvements such as cash pooling, multilateral netting, and banking structure optimization.
• Serve as a subject matter expert on Treasury processes and systems, maintain desk procedures, and stay informed of emerging technologies, regulatory changes, and industry best practices.
• Contribute to Treasury projects such as M&A integration, system upgrades, and banking structure initiatives.

• Other duties as assigned.

Experience and Qualifications:

• Bachelor's degree in Finance, Accounting, Economics, or a related field required.
• CTP strongly preferred; MBA, CPA, or CFA a plus.

• 5-8 years of progressive corporate treasury, cash management, or banking experience.
• Experience with treasury management systems, ERP platforms, and wire/ACH payment templates preferred.

Skills:

• Hard Skills:
  
  
  • Strong understanding of cash management, banking products, debt instruments, and FX and interest rate markets
  • Advanced proficiency in Excel
  • Experience with treasury management systems such as GTreasury, Kyriba, Reval, and Quantum preferred
  • Experience with ERP systems preferred
  • Proficiency with data visualization tools is a plus
  • Working knowledge of accounting principles, bank reconciliations, financial reporting, and audit preparation
  • Familiarity with internal controls and regulatory and compliance standards related to Treasury operations
• Soft Skills:

• • Strong analytical, critical thinking, and problem-solving abilities
  • Excellent communication and interpersonal skills
  • Ability to present financial data to non-financial audiences
  • Capable of working effectively with all levels of the organization and external partners
  • Detail-oriented with strong organizational, project management, and time management skills
  • Ability to meet deadlines in a fast-paced environment
  • Proven ability to work independently and lead cross-functional initiatives
  • Maintains integrity with confidential data

Typical Physical Demands:

• Requires prolonged sitting, some bending and stooping.
• Occasional lifting up to 25 pounds.
• Manual dexterity sufficient to operate a computer keyboard and calculator.
• Requires normal range of hearing and vision.

Our Culture:


Fueling customers' journeys since 1964, innovation leads the way for this family-owned and operated business headquartered in Oklahoma City. With nearly 40,000 team members, travel stops are the core business along with products and services that provide value for professional drivers, fleets, traveling public, RVers, alternative energy and wholesale fuel customers. Giving back to communities and an inclusive workplace are hallmarks of the award-winning culture.

Love's is an Equal Opportunity Employer. Veterans encouraged to apply.