Financial Analyst

Job Summary: Conducts financial analysis of the enterprise's financial performance and produces balance sheet and income forecasting information in support of an effective accounting/finance function. Produces financial reports in one or more area of the bank. May analyze trends and make recommendations. Job Duties and Responsibilities: Conducts ad hoc financial analyses to aid senior management in the decision-making process impacting both the short- and long-term financial stability of the firm. Participates in the development and formulation of analyses that forecast the cost effectiveness of new products and policy changes that affect the financial condition of the Bank. Generates forecasts and analyzes trends in sales, finance or other related areas of interest. Researches and analyzes rates of return, depreciation, investments and other financial indicators and provides findings to management. Participates in performing specialized financial or planning functions such as reporting, budgeting and analysis. Prepares, maintains, analyzes and reports on organizational, business unit or departmental budgets as requested. Conducts analyses and determines various input assumptions for financial forecasts, including loan and deposit portfolio analytics, non-interest income, and non-interest expense. Works with business units to create financial models designed to continue the firm's transformation to an assumption-based budgeting/forecasting process. Supports the transition to an assumption-based budgeting/forecasting model. May cross train with others within Finance, as appropriate. The information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Pinnacle is an Equal Opportunity Employer committed to fostering an inclusive work environment. Minimum Education: Bachelor's Degree in Business Administration, Finance, Accounting, or related field. Minimum Experience: Two years of financial analysis experience or an equivalent combination of enhanced education and experience. Required Knowledge, Skills & Abilities: Knowledge of database management and report General understanding of the impact that various economic and interest rate environments have Proficiency creating complex financial models. Project management skills and the ability to work on multiple priorities simultaneously. Skill in communicating technical subject matter to senior managment. Good verbal and written communication skills and the ability to communicate effectively with coworkers on various levels. Proficiency using Microsoft Excel and other MS Office #J-18808-Ljbffr