Collateral Analyst - Northern Ohio

SCHEDULE: Full Time, Onsite

TRAVEL REQUIRED: 50% - 75%

Compensation: The salary range for this position is estimated to be $60,265.00 – $125,909.00 annualized, which reflects the company’s current estimate of the potential compensation range at the time of posting. Final compensation will be determined based on experience, skills, education, qualifications, and allotted budget. The organization offers a comprehensive benefits program as part of its overall compensation strategy. Benefits At A Glance Eligible team members have access to a comprehensive benefits package that includes: Medical, dental, and vision insurance Well‑being and fitness reimbursement programs Paid vacation, sick leave, and holidays 401(k) plan with company contributions and matching opportunities Paid parental leave Short‑term and long‑term disability coverage Tuition reimbursement and professional development programs Community involvement and volunteer opportunities Variable compensation opportunities for eligible positions About Our Opportunity Conducts appraisals and/or valuations of association loan collateral and acquired properties, including chattel appraisals and site inspections for environmental risks. Provides adequate and accurate collateral and valuation information to aid the association in the decision‑making process. Develops and maintains comparable sales information. Proactively embraces opportunities to share ideas and fosters an environment that exhibits our association's purpose and values. This role applies solid functional knowledge and sound judgement to deliver dependable, high‑quality work with minimal direction. Team members at this level manage moderately complex responsibilities, balance priorities effectively, and contribute meaningful insights that support team and functional performance. They are trusted to navigate varied situations, identify improvement opportunities, and operate with increasing autonomy. How You Will Spend Your Time Conduct timely, high‑quality, and credible appraisals and valuations of loan collateral and acquired properties, including determining highest and best use, analyzing property and market characteristics, identifying environmental risks, applying accepted valuation methods, and supporting conclusions through well‑documented appraisal/valuation reports. Collect, investigate, document and maintain comparable sales data, searching public records, verifying sale conditions and financing terms, inspecting properties, abstracting sale prices, platting legal descriptions, and documenting results. Analyze market trends, comparable sales, adjustment factors, depreciation, capitalization rates, and valuation methodologies, and clearly communicate analytical results. Provide consultative support on valuation issues, market trends and environmental risk considerations to internal and external stakeholders. Support effective team operations and customer service by coordinating coverage, maintaining availability, representing the association at offices and industry events, and performing other assigned duties such as non‑local appraisals/valuations, appraisal reviews, chattel valuations, and fee service assignments. Manage assigned work with minimal direction, delivering a high degree of accuracy, quality and timely completion. Apply functional knowledge and judgement to evaluate information and make informed decisions. Anticipate needs, manage competing priorities, and proactively communicate status or risks. Support process improvements by identifying gaps and recommending practical solutions. Collaborate effectively across teams to advance shared goals and business outcomes. Serve as a resource to less experienced team members through informal guidance. Education & Experience High School Diploma/GED with 7 years relevant experience required. Bachelor’s degree with 3 years relevant experience preferred. Associate appraisal license or licensed/certified residential or certified general state license with at least two years of appraisal experience preferred. Mental & Physical Requirements While engaged in this position, team members will routinely sit, use hands for tasks and communicate orally. Standing or walking is frequently required, while occasional demands include reaching with hands and arms, and lifting or moving up to ten pounds. Vision requirements encompass close and distance vision. The work environment typically has a moderate noise level. This role may entail a blend of mental and physical capabilities, requiring strong mental acuity, problem‑solving skills, and occasional physical tasks such as standing, lifting, or extended computer usage. Some roles may require physical or mental requirements related to driving, such as a valid driver’s license, and the ability to drive a long‑distance. Reasonable accommodations will be considered for individuals as requested. Farm Credit Mid‑America is an equal opportunity employer, and all applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other category protected by law. #J-18808-Ljbffr E Farmcredit