Senior Software Engineer

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

Role Summary:
Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems. In this role, engineers spend approximately 60–75% of their time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector. They collaborate with cross-functional teams – product managers, designers, data scientists, QA, operations, and compliance – to translate business requirements into robust technical solutions, all while adhering to best practices, security standards, and regulatory requirements.

All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work.

Key Responsibilities:

• Collaborate with stakeholders to interpret requirements for project components and incorporate feedback into future designs or solution fixes.
• Translate business requirements by verifying assumptions and escalating potential design issues to appropriate stakeholders.
• Participate in system design and architecture, refining code plans and contributing to design documentation.
• Contribute to project estimation and escalate issues that may cause delays.
• Develop, implement, and maintain code for products, services, or components, applying coding patterns, guidelines, and best practices.
• Apply debugging tools to verify assumptions and proactively flag issues before they occur.
• Participate in code reviews to ensure coding standards are followed and address routine pull requests.
• Create test plans and configure testing procedures to identify and resolve defects for multiple features.
• Respond to support requests during on-call rotations, troubleshooting issues and deploying fixes under guidance.
• Leverage and build knowledge of software developer tools to create, debug, and maintain code for components.
• Remain current in skills by investing time in training resources to improve product availability, reliability, efficiency, observability, and performance.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

• 2+ years of relevant work experience and a bachelor's degree, OR 5+ years of relevant work experience.
• Experience in Java/J2EE and JavaScript preferred.
• Experience with Angular, NodeJS, Spring, MySQL, and Linux preferred.
• Ability to work effectively across Development, Quality Assurance (QA), automation testing, and production support functions, adapting to evolving project and business needs.

Preferred Qualifications:

• Specialist: 4 or more years of relevant work experience.
• Experience in technologies/software systems or a directly related field (minimum two years).
• Experience in developing and/or implementing web-based or mobile applications (minimum two years).
• Experience in system design and architecture for product components.
• Experience in debugging and troubleshooting software issues.
• Experience in code review and applying coding standards.
• Experience in test planning and execution for software features.
• Experience in responding to support requests and deploying fixes.
• Experience in using software developer tools for code creation and maintenance.
• Experience building and testing enterprise-scale web services (minimum one year).
• Experience working on client-facing project or technical teams (minimum one year).
• Experience in integrating feedback into design and solution fixes.
• Experience in mentoring junior engineers and collaborating with cross-functional teams.
• Experience applying Agile software development practices.
• Experience working in CI/CD environments and related tooling.
• Experience with microservices, Kubernetes, Docker, and cloud-native architectures preferred.
• Demonstrated experience leveraging Generative AI and AI-assisted engineering tools to improve development velocity, code quality, testing effectiveness, and engineering productivity.
• Ability to contribute across application development, quality engineering, test automation, release validation, and production support functions.
• Strong interpersonal, collaboration, and facilitation skills.
• Ability to communicate technical and business concepts effectively to technical and non-technical stakeholders.
• Adaptability and enthusiasm for learning new technologies.
• Ability to create technical design, implementation, and operational documentation.
• Experience designing and developing scalable, highly available systems.
• Strong problem determination and root cause analysis skills.
• Ability to manage multiple priorities independently.
• Strong planning, organizational, and execution skills.
• Ability to understand systems from both enterprise architecture and implementation perspectives.
• Demonstrated ability to mentor junior engineers, perform code reviews, and promote engineering best practices.

Information for US Applicants

For roles located in the US, the estimated salary range for this position is $116,800.00 to $ 180,600.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.