Product Manager Retail Lending & Enablement

Product Manager Retail Lending and Enablement As the Product Manager Retail Lending and Enablement, you will provide product and business leadership in the development, implementation, and management of all non‑cards Retail Lending Products (Instalment Loans, Auto Loans, Personal Lines of Credit, Overdrafts, etc.) for Caribbean Banking. You will develop and execute product strategy and initiatives and assume business owner responsibilities for all retail products including policies, procedures, test & learn initiatives, new product development, sales force training, and external partnering and negotiations with car dealerships and real estate agents. Responsibilities Develop product strategies for personal products across the Caribbean, including personal lending and auto finance. Align product strategies with RBC Caribbean’s strategic imperatives. Develop strategies to achieve acquisition, retention, and growth targets for the retail lines of business. Coordinate with market leaders to understand nuances and adjust strategies as needed. Monitor competitor actions and respond to defend or gain market share. Develop compelling product value propositions to drive consideration in target client segments. Establish product roadmaps based on international and local trends. Coordinate marketing and gateway calendar planning for the products department. Develop business cases and obtain approval to execute initiatives for new product development, feature or functionality enhancements, and product rationalization. Oversee development of target state product set/value proposition. Qualifications Must Have Undergraduate degree in Business Management, Marketing, or related discipline. Experience in credit and marketing. Experience working cross‑functionally. Knowledge of the Microsoft Suite. Effective communication skills, both oral and written. Nice to Have Master’s degree in Business Management, Marketing, or related discipline. Benefits Leaders who support your development through coaching and managing opportunities. Work in a dynamic, collaborative, progressive, and high‑performing team. Opportunities to do challenging work and directly influence strategy. Opportunity to understand the end‑to‑end delivery and complete. #J-18808-Ljbffr Cortes 23