Underwriting Consultant

Underwriting ConsultantWhen you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide:Award-winning cultureInclusion and diversity as a priorityPerformance Based Incentive PlansCompetitive benefits package that includes: Health, Vision, Dental, Short & Long-Term DisabilityGenerous PTO (including paid time to volunteer!)Up to 9.5% 401(k) employer contributionMental health supportCareer advancement opportunitiesStudent loan repayment optionsTuition reimbursementFlexible work environments*All the benefits listed above are subject to the terms of their individual Plans.And that's just the beginning… With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today!General Summary:The Underwriting Consultant will demonstrate expert risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. This role may also assist with the training, technical development and mentoring of other underwriters. Additionally, the incumbent will lead and influence others in the organization to support change and drive profitable results.Principal Duties and ResponsibilitiesConsult with sales and service partners to provide the products and plan options that best meet the needs of our customers.Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases.Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing theseContribute to the development of policies and procedures in support of product development initiatives.Demonstrate a mastery of the Company's product portfolio, the sales, implementation, and enrollment processes, and market place influencesDeliver dependable, accurate, and timely service while maintaining relationships with internal and external partnersAct as a technical resource for junior underwriters and provide developmental feedback on case level decisions within the context of a mentoring relationshipAct as a mentor and coach, providing input to management regarding mentee performanceJob SpecificationsBachelors degree or equivalent, relevant business experienceDemonstrated, consistent proficiency at Senior Underwriter levelMastery of product provisions, plan designs, pricing and contractual benefitsExcellent technical expertise in risk selectionDemonstrated strong understanding of top-line and bottom-line objectivesExhibit complete understanding of sales/distribution process and market trendsStrong mentoring and coaching skillsStrong creative problem solving skillsStrong critical thinking/analytical reasoning skillsExcellent communication skills, both verbal and writtenStrong organizational skills and ability to handle multiple prioritiesHighly skilled in persuasiveness and negotiationDemonstrated ability to work both independently and in a team environmentExhibit a strong commitment to quality and personal ownership of resultsUnum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.$63,500.00-$120,000.00