Mortgage Loan Originator

Mortgage Loan Originator Essential Duties and Responsibilities Interview mortgage applicants to understand and educate them on financing options available and advise on loan programs that best suit their goals. Be accessible to buyers and individuals involved in a loan to answer questions and provide updates. Maintain reports and notes within origination software and customer relationship management systems. Review new leads daily and contact them to earn business. Manage the daily pipeline from loan application to funding to ensure a smooth process for all parties. Make presentations on loan products in sales meetings and with sales staff in builder communities. Respond quickly to Operations to facilitate an efficient loan process. Provide necessary disclosures to a loan applicant in a timely manner in accordance with regulations. Conduct all business professionally and ethically to serve customers and promote goodwill and profit for the company. Market the company’s products and services accurately and effectively to potential business sources. Develop sales leads for mortgages in builder communities and real estate offices. Provide weekend coverage in builder communities and grand opening functions. Review all documentation provided by the borrower, check for accuracy, and address any discrepancies. Adhere to all company QC policies, review updates to the manual, and attend meetings as required. Provide input to management and attend production/staff meetings. Assist in resolving post‑closing/funding problems when necessary. Attend loan closings when possible. Be available for overtime work and overnight travel as required. Qualifications Bachelor’s degree from a four‑year college or university. One to two years of related experience and/or training. Must have a vehicle and a valid driver’s license. Licensed Mortgage Loan Originator as required by state. Knowledge of mortgage banking principles, including lock procedures, program analysis, underwriting guidelines, and regulatory timelines. Proficiency with MS Office and email. Preferred Qualifications Strong written and oral communication skills. Ability to accurately and efficiently process and record a large volume of data. Team‑player attitude and willingness to accept constructive criticism. Benefits Medical, Dental, and Vision. Employee Stock Purchase Plan. Flex Spending Accounts. Life & Disability Insurance. Vacation, Sick, Personal Time, and Company Holidays. Multiple voluntary and company‑provided benefits. #J-18808-Ljbffr D. R. Horton