Remote Insurance Underwriter - Excess & Specialty

Insurance Underwriter – Excess & Specialty

$55 - $70/hour pay

Required Skills

Commercial Insurance

Specialty Insurance

Commercial P&C

Underwriting

Liability Coverage

Policy Interpretation

Insurance Compliance

Coverage Analysis

Insurance Operations

About micro1

micro1 is the leading AI data lab for training frontier models and evaluating AI agents. Experts contribute their diverse subject matter knowledge across domains such as finance, healthcare, STEM engineering, and more. micro1 transforms that real-world expertise into high-quality training data, evaluations, and feedback loops that improve how AI systems learn, reason, and perform.

Our platform identifies and vets top talent through an AI recruiter, enabling high-quality expert contributions at scale. We aim to enable 1 billion people to do meaningful work by applying their expertise to AI. As our global expert network grows, micro1 is building the human intelligence layer for frontier AI.

Job Title: Insurance Underwriter – Excess & Specialty

Job Type: Contractor

Location: Remote

Job Summary: In this role, you'll apply your expertise to help train next-generation AI systems. Your work will shape how models learn, reason, and perform through high-quality, real-world input. No prior experience in AI is required — your domain knowledge is what matters.

Key Responsibilities:

1. Leverage your extensive underwriting expertise to evaluate complex commercial and specialty risk scenarios in the US insurance market.
2. Analyze, interpret, and structure coverage for excess and specialty lines, focusing on liability, umbrella, and unique risk categories.
3. Assess policy language and provide nuanced feedback on policy interpretation and coverage analysis.
4. Identify risk factors, apply sound underwriting judgement, and ensure compliance with industry standards and insurance regulations.
5. Support the development of AI training data by contributing real-world insights on underwriting practices and coverage operations.
6. Collaborate in a remote environment, providing clear, effective written and verbal communication to enhance AI system understanding.
7. Share insight into evolving trends, emerging risks, and innovations within specialty and excess insurance lines.

Required Skills and Qualifications:

1. 4–5+ years of hands-on underwriting experience in commercial lines, specialty insurance, excess casualty, or umbrella products.
2. In-depth understanding of commercial P&C, liability coverage, and policy evaluation best practices.
3. Demonstrated expertise in policy interpretation, insurance compliance, and comprehensive coverage analysis.
4. Experience working with insurance operations in complex or specialty risk environments.
5. Excellent written and verbal communication skills, with the ability to articulate nuanced underwriting concepts.
6. Proven track record within the US insurance market or with US-based clients and frameworks.

Preferred Qualifications:

1. Prior exposure to emerging risk types, complex liability structures, or innovative coverage solutions within excess & specialty lines.
2. Experience collaborating on cross-functional teams or contributing to process improvement initiatives in insurance operations.
3. Global candidates with deep familiarity with US underwriting standards and commercial insurance practices are strongly encouraged to apply.