Underwriter
Kings Mortgage Services
Job Description
Job Description
Description
The Wholesale Underwriter is responsible for reviewing and evaluating residential mortgage loan applications submitted through third-party brokers to ensure compliance with company guidelines, investor requirements, and applicable regulations. This role analyzes borrower creditworthiness, income, assets, collateral, and overall loan risk to make sound underwriting decisions while maintaining service level expectations.
Key Responsibilities- Review and analyze loan applications, credit reports, and financial documents to determine borrower eligibility.
- Assess risk factors associated with mortgage loans, including income verification, debt-to-income ratios, and creditworthiness.
- Ensure compliance with federal and state regulations as well as company policies throughout the underwriting process.
- Collaborate with brokers, Account Managers, Account Executives, and other stakeholders to resolve any issues or discrepancies in documentation.
- Prepare detailed financial reports summarizing findings and recommendations for loan approvals or denials.
- Experience with Encompass is required
- Conduct quantitative analysis to evaluate borrower profiles and market conditions impacting loan decisions.
- Stay updated on industry trends, changes in regulations, and best practices in mortgage underwriting.
- Active Underwriter designation certificate (DE) required
- Experience using Encompass required
- Proven experience in mortgage underwriting or a related field within financial services.
- Strong knowledge of HUD underwriting guidelines.
- Excellent analytical skills with attention to detail to ensure accuracy in assessments.
- Strong communication skills for effective collaboration with team members and clients.
- Ability to work independently while managing multiple tasks in a fast-paced environment.
Kings Mortgage Services, Inc. offers a full suite of benefits including:
- Medical Insurance
- Dental insurance
- Vision insurance
- Life insurance
- Paid time off
- 401(k) with company match
Vacancy posted 15 days ago
Similar jobs that could be interesting for youBased on the Underwriter in Santa Ana, CA vacancy
- ...nationwide, including Fix & Flip, Bridge, DSCR, and Ground-Up Construction. We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite complex deals, support junior underwriters, and ensure strong credit and collateral decisions...SuggestedRemote work
Lbc Mortgage company
Orange, CA2 days ago - ...partnerships and drive growth. Degree in Business or equivalent typically required. At least 1 year, typically 1.5 or more years, of underwriting experience and/or other related business experience. Actively pursuing professional insurance designations. Ability to...Suggested
Liberty Mutual Insurance
Orange, CA18 hours ago $70k - $80k
...AND RESPONSIBILITIES: Clear conditions, including but not limited to credit and title conditions Prep loan files for review by an Underwriter to determine eligibility within HomeXpress’ guidelines Assisting Underwriters as needed to move pipeline in a forward trajectory...SuggestedFull timeMonday to FridayHomeXpress Mortgage Corp
Santa Ana, CA18 hours ago- ...to grow and expand our business to the Non-Delegated Correspondent Channel! Job Description Job Title: Senior Government Underwriter Department: Agency Operations Reports To: Agency Operations Manager PRIMARY FUNCTIONS: The Underwriter (UW) applies...SuggestedWork at officeRemote work
HomeXpress Mortgage Corp
Santa Ana, CA1 day ago - ...Job Description Newmark is in search of an Underwriter with 3-5+ years of commercial underwriting experience. The Underwriter's primary responsibilities will be to provide day-to-day financial, market, and underwriting analysis of multifamily loans. This is an excellent...SuggestedWork at officeLocal area
Newmark ltd
Irvine, CA2 days ago $100k - $125k
...Company Details Berkley Surety is a highly professional, service-oriented surety underwriting management company, providing a full spectrum of bonds for contract, environmental, and commercial surety accounts through multiple distribution channels in both the United States...Full timeContract workTraineeshipW. R. Berkley
Irvine, CA18 hours ago- ...Overview The Commercial Underwriter within Credit Administration possesses a thorough knowledge of all types of commercial credit transactions and complexity levels. Participate in special assignments and projects as appropriate. What You Will Be Doing Preparing credit...Work experience placementWork at office
FirstBank
Newport Beach, CA1 day ago $55.2k - $120.33k
...Overview IAT Insurance Group is seeking a highly skilled Commercial Surety Underwriter to join our team in Anaheim, California. For the ideal candidate, we are open to remote work from Washington or Oregon, or from our Bellevue location. This position supports our Pacific...Contract workWork at officeRemote workHome officeLE0019 IAT Insurance Group, Inc
Anaheim, CA18 hours ago$85k - $95k
...Essential Duties and Responsibilities Manually underwrite mortgage loan files and review and analyze mortgage loan applications and supporting documents to ensure accuracy and completeness in order to make an informed lending decision in compliance with Acra Lending policies...Temporary workWork at officeAcra Lending
Irvine, CA1 day ago$44.47k - $77.88k
...Personal Lines Underwriter Analyzes new and existing personal lines business to evaluate degree of risk and potential exposure; accepts, rejects, or modifies coverage; underwrites policies and establishes appropriate premiums according to underwriting authority and...Full timeLocal areaMercury General
Brea, CA1 day ago$96k - $125k
...About this Role The Commercial Banking Underwriter serves as a critical control within the bank's credit risk management framework and is responsible for the independent risk assessment of commercial loan requests. This role provides objective evaluation of creditworthiness...Remote workFirst Bank & Trust Company
Newport Beach, CA2 days ago$75k - $115k
...Description Surety Underwriter - Irvine, CA (Hybrid) Who We Are At Old Republic Surety Company, we don't just hire professionals-we build careers. As a leading provider of contract, fidelity, and commercial bonds, we partner with over 4,500 independent agencies...Contract workCasual workFlexible hoursShift workOld Republic Surety CO
Irvine, CA1 day ago$36.06 - $43.27 per hour
...RTL/DSCR Underwriter Center Street Lending is one of the largest lenders for residential transition (fix/flip) and ground up loans for residential investors. Since its founding in 2010, Center Street has originated over $6.5 billion of fix/flip, ground-up, bridge and multi...Hourly payFull timeContract workCenter Street Lending
Irvine, CA3 days ago- ...IAT Insurance Group is hiring a Commercial Surety Underwriter for our Anaheim office. The role includes financial analysis and bond management, with opportunities for remote work. Ideal candidates should have a Bachelor's degree in a relevant field and strong marketing...Work at officeRemote work
IAT Insurance Group
Anaheim, CA2 days ago $150k - $200k
...Senior Underwriter/AVP Underwriter, Wholesale Excess Casualty Company: Everest Insurance Company Job Category: Underwriting About Everest: Everest is a global leader in risk management, rooted in a rich, 50+ year heritage of enabling businesses to survive and...Full timeRemote workEverest
Irvine, CA4 days ago$125k - $200k
...Assistant Vice President – Underwriter Sompo has a unique opportunity for an Assistant Vice President – Underwriter in our Primary Retail Casualty Business Unit. The Primary Retail Casualty team delivers a client-focused approach to risk management by providing comprehensive...Full timeWork at officeWorldwideFlexible hoursNight shiftSompo International
Irvine, CA18 hours ago$55.2k - $120.33k
...LE0019 IAT Insurance Group, Inc is looking for a Commercial Surety Underwriter to join our Anaheim, California team. This role supports our Pacific Northwest business and features a hybrid work schedule, allowing remote work on Thursdays and Fridays. The ideal candidate...Remote workLE0019 IAT Insurance Group, Inc
Anaheim, CA1 day ago- ...Department: Operations Location: Remote Home Office - KMS The Wholesale Underwriter is responsible for reviewing and evaluating residential mortgage loan applications submitted through third-party brokers to ensure compliance with company guidelines, investor requirements...Full timeRemote workHome office
$70.3k - $75k
...Join Amwins Program Underwriters as an Associate Underwriter! This is a hybrid position post completion of in-office training at our Anaheim, CA location. Each Underwriting Associate provides vital team functions: Preparing information needed to underwrite new and renewal...Work at officeAmwins
Anaheim, CA7 hours ago$80k - $135k
In this role, the Credit Underwriter II manages monitoring and maintenance activities for a portfolio of commercial real estate loans, ensuring adherence to credit policies and contributing to the credit approval process. Responsibilities Lead the credit analysis process...Shift workDay shift$65k
New Grads!!! Start YOUR new career in Underwriting! Join us Thursday, June 14th from 1-5 p.m. at our Open House and Job Fair! 25531 Commercentre Drive, Lake Forest, CA @thelender will train you in-house for our brand new Underwriting University in Lake Forest! Full...Full timeTraineeshipInternshipFlexible hours$65k - $150k
...Retail Agent. Acting as a representative for either our contract or brokerage carriers, you will be responsible for soliciting, underwriting, marketing, and ultimately securing coverage for our business enterprises within the excess and surplus lines marketplace. Effective...Contract workTemporary workLocal areaRemote workFlexible hoursUSG Insurance Services
Irvine, CA1 day ago$20 - $25 per hour
About Us Veros Credit is committed to making vehicle ownership possible for everyone. Through our vast network of independent and franchise dealers, we have helped countless customers with their financing needs, allowing them to drive off in the vehicle they deserve. We...Hourly payTemporary workWork at officeLocal areaFlexible hoursVeros Credit
Santa Ana, CA18 hours ago- ...succeed. You’re naturally curious, detail-oriented, and collaborative. You balance risk with opportunity, and you know that strong underwriting isn’t just about protecting the portfolio—it’s about making smart, relationship-driven decisions. If you’re someone who...Hourly payShift work
- ...undeliverable mail, inquiries of potential household members. Responsible for submitting complete and accurate applications to underwriting or to process endorsements, which includes: Ordering and reviewing reports including Motor Vehicle Report (MVR), Comprehensive Loss...
SchoolsFirst Federal Credit Union
Santa Ana, CA2 days ago - INSURANCE AGENT TRAINEE Farmers Insurance – District 9755, Santa Ana, California, United States Overview We are looking for individuals interested in entering the financial and insurance industry. Our producer program provides one-on-one mentorship with a district’s most...Traineeship
Farmers Insurance
Santa Ana, CA1 day ago $60k - $100k
Insurance Agent Trainee Location: Tustin, CA, 92782 Salary: $60,000 - $100,000 per year Experience: 0 years This position offers full one‑on‑one training in sales, customer service, insurance knowledge, and marketing techniques. Base Pay + Commission! Responsibilities ...TraineeshipStaff My Agency
Tustin, CA2 days ago- Insurance Sales Producer | Unlimited Earning Potential & Growth Orange County, CA | Base + Commission + Bonuses Are you a motivated sales professional looking for a high-income opportunity with career growth ? Join Farmers Insurance as an Insurance Sales Producer and take...Remote work
Farmers Insurance - Orange County
Santa Ana, CA2 days ago - Job Summary Seeking a Senior Claims Specialist to manage a complex caseload of medical malpractice claims, supervise junior claims specialists, and contribute to ongoing training efforts. Key Responsibilities Manage medical malpractice claims , including assigning and ...
MDAEdge
Orange, CA3 days ago - Claims Specialist Our client is seeking a Claims Specialist to manage medical malpractice claims for their Orange County office. This role involves handling technical and administrative responsibilities for highly complex claim files, participating in litigation processes...Work at office
Veracity
Orange, CA2 days ago
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Underwriter. Be the first to apply!
