Mortgage Loan Officer Maryland

OBJECTIVE:Originates residential mortgage loans in accordance with the guidelines of Firstrust Bank and/or its investors. Follows through from the origination process through and after loan closing to ensure customer satisfaction. The position is challenged to meet loan production goals while ensuring the quality standards and compliance quality mortgage loans in accordance with the required goals as established by Firstrust completes all required application documents in accordance with the guidelines of Firstrust Bank and/or its necessary documentation from borrowers to insure loans conform to the guidelines and program complete mortgage applications to the lending department for processing in a timely all loans are processed and closed in a timely accurate and quality manner in order to establish and maintain total customer solicits mortgage loan business from external loan sources such realtors builders financial advisors accountants solicits mortgage loan business from internal loan sources such as Relationship Managers and Business Development and shows support of both the Mission and Core Values of Firstrust daily compliance with all federal (Sarbanes-Oxley Act Section 404) and state other duties as assigned by the President of Mortgage Lending and the Vice President of Mortgage FUNCTIONS WHICH MUST BE PERFORMED (WITH OR WITHOUT REASONABLE ACCOMMODATIONS) INCLUDE PHYSICAL REQUIREMENTS:Views and prepares loan applications via a computer terminal. Ability to use standard office equipment such as fax and copier. Travel to customer sites as necessary. Ability to communicate effectively to solicit new business. Ability to converse with internal and external clients to exchange files/documents up to 10 pounds. BASIC QUALIFICATIONS: Knowledge Skills AbilitiesTwo plus years of retail residential mortgage sales experienceDocumented residential mortgage loan origination volume in the past 12 months of $10 millionA complete understanding of residential lending from origination through closing/deliveryPrevious experience on a mortgage loan origination systemEstablished relationships with local referral networksExcellent verbal and written communication with the ability to effectively explain programs loan terms and features policies and benefits to customersIn-depth understanding and knowledge of the mortgage lending process and applicable regulatory requirementsExcellent interpersonal and negotiation skillsStrong analytical and organizational skillsCollege degree preferredDemonstrated PC/computer skills with a solid understanding of MS office (Word Excel and Outlook) Supervisors Signature Date: Reviewed by Date: Division Head

Required Experience:

Unclear Seniority